Congressional Research Service Reports - 208 Matching Results

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The Federal Deposit Insurance Corporation (FDIC): Efforts to Support Financial and Housing Markets

Description: This report discusses recent actions taken by the FDIC in support of financial and housing markets, which include restoration of the Deposit Insurance Fund, the development of the Temporary Liquidity Guarantee Program, efforts to reduce foreclosures, and establishment of the proposed Public-Private Investment Fund. Legislation such as H.R. 786 (introduced by Representative Barney Frank); H.R. 1106, Helping Families Save Their Homes Act of 2009 (introduced by Representative John Conyers, Jr., wi… more
Date: March 27, 2009
Creator: Getter, Darryl E. & Gonzales, Oscar R.
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Partner: UNT Libraries Government Documents Department
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Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitizat… more
Date: November 5, 2007
Creator: Getter, Darryl E.
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Partner: UNT Libraries Government Documents Department
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Predatory Lending: Background on the Issue and Overview of Legislation in the 106th Congress

Description: This report presents an overview of the predatory lending issue, a summary of present law, a summary of joint HUD and Treasury recommendations to address the issue, and a side-by-side summary of five bills introduced in the 106th Congress that addressed the issue. Though no action occurred on these bills, the issue is expected to continue in the 107th Congress.
Date: March 7, 2001
Creator: Foote, Bruce E.
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Partner: UNT Libraries Government Documents Department
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Housing Issues in the 109th Congress

Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Date: May 4, 2005
Creator: Bourdon, E. Richard; Foote, Bruce E.; McCarty, Maggie; Boyd, Eugene & Jackson, Pamela J.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Housing Issues in the 109th Congress

Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Date: October 11, 2005
Creator: McCarty, Maggie; Perl, Libby; Foote, Bruce E.; Boyd, Eugene & Jackson, Pamela J.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Military Construction, Military Quality of Life and Veterans' Affairs, FY2007 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House Military Quality of Life and Veterans Affairs and Senate Military Construction and Veterans Affairs Appropriations Subcommittees. It summarizes the status of the bill, its scope, major issues, funding levels, and related congressional activity, and is updated as events warrant.
Date: May 17, 2006
Creator: Else, Daniel H.; Graney, Paul J. & Panangala, Sidath Viranga
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Partner: UNT Libraries Government Documents Department
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Subprime Mortgages: Primer on Current Lending and Foreclosure Issues

Description: This report discusses the issue of subprime mortgages, which are loans extended to borrowers with weak credit profiles. Subprime mortgages entail higher risk of delinquency and default. Recent increases in subprime borrower foreclosures and lender bankruptcies have prompted concerns that some lenders’ underwriting guidelines are too loose and that some borrowers may not have fully understood the risks of the mortgage products they chose. Regulatory agencies are revisiting the guidance they prov… more
Date: March 19, 2007
Creator: Murphy, Edward Vincent
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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