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 Collection: Congressional Research Service Reports
The First-Time Homebuyer Tax Credit: An Economic Analysis

The First-Time Homebuyer Tax Credit: An Economic Analysis

Date: February 19, 2009
Creator: Keightley, Mark P.
Description: This report analyzes the ability of the first-time homebuyer tax credit to stimulate home buying and stabilize home prices. It includes information about current economic conditions, the tax credit with an economic analysis, marginal first-time home buyers, the cost of home ownership, the influence of the economy, and information about policy options and specific ways to adjust the tax credit.
Contributing Partner: UNT Libraries Government Documents Department
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: February 9, 2009
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Financial Market Intervention

Financial Market Intervention

Date: January 29, 2009
Creator: Murphy, Edward V. & Webel, Baird
Description: This report provides answers to some frequently asked questions concerning ongoing financial disruptions and the Troubled Asset Relief Program (TARP). It also summarizes legislation in the 111th Congress such as H.R. 384, the TARP Reform and Accountability Act of 2009 and H.R. 703, "Promoting Bank Liquidity and Lending Through Deposit Insurance, Hope for Homeowners, and other Enhancements."
Contributing Partner: UNT Libraries Government Documents Department
The Cost of Government Financial Interventions, Past and Present

The Cost of Government Financial Interventions, Past and Present

Date: January 8, 2009
Creator: Webel, Baird; Labonte, Marc & Weiss, N. E.
Description: The results of previous government financial interventions are summarized in this report. In response to ongoing financial turmoil that began in the subprime mortgage-backed securities market, the federal government has intervened with private corporations on a large scale and in an ad hoc manner three times from the beginning of 2008 through September 19, 2008.
Contributing Partner: UNT Libraries Government Documents Department
Housing for Persons Living with HIV/AIDS

Housing for Persons Living with HIV/AIDS

Date: January 8, 2009
Creator: Perl, Libby
Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Contributing Partner: UNT Libraries Government Documents Department
The U.S. Financial Crisis: The Global Dimension with Implications for U.S. Policy

The U.S. Financial Crisis: The Global Dimension with Implications for U.S. Policy

Date: November 18, 2008
Creator: Nanto, Dick K.; Weiss, Martin A.; Jackson, James K.; Dolven, Ben; Morrison, Wayne M.; Cooper, William H. et al.
Description: This report examines the global ramifications of the financial crisis, which exposed fundamental weaknesses in financial systems worldwide, and despite coordinated easing of monetary policy by governments and trillions of dollars in intervention by governments and the International Monetary Fund, the crisis continues.
Contributing Partner: UNT Libraries Government Documents Department
Section 811 and Other HUD Housing Programs for Persons with Disabilities

Section 811 and Other HUD Housing Programs for Persons with Disabilities

Date: November 3, 2008
Creator: Perl, Libby
Description: This report describes how federal funds are used to develop housing designated for persons with disabilities. It also discusses current issues surrounding housing for persons with disabilities.
Contributing Partner: UNT Libraries Government Documents Department
Reporting Issues Under the Home Mortgage Disclosure Act

Reporting Issues Under the Home Mortgage Disclosure Act

Date: October 24, 2008
Creator: Getter, Darryl E.
Description: This report describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. The report also provides a brief explanation of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 and the Federal Housing Administration.
Contributing Partner: UNT Libraries Government Documents Department
U.S. Foreign Aid to the Palestinians

U.S. Foreign Aid to the Palestinians

Date: October 15, 2008
Creator: Webel, Baird; Weiss, N. Eric & Labonte, Marc
Description: In response to ongoing financial turmoil that began in the subprime mortgage-backed securities market, the federal government has intervened with private corporations on a large scale and in an ad hoc manner three times from the beginning of 2008 through September 19, 2008. These interventions have prompted questions regarding the taxpayer costs and the sources of funding. The federal government may or may not end up seeing a positive fiscal contribution from the recent interventions. The results of previous government financial interventions are summarized in this report.
Contributing Partner: UNT Libraries Government Documents Department
The Emergency Economic Stabilization Act's Insurance for Troubled Assets

The Emergency Economic Stabilization Act's Insurance for Troubled Assets

Date: October 8, 2008
Creator: Webel, Baird
Description: Many observers trace the root cause of recent instability in financial markets to uncertainty surrounding the value of widely held securities that are based on mortgages and mortgage-related assets. The introduction of the Emergency Economic Stabilization Act of 2008 (EESA) was designed to address said financial instability through a variety of measures, including an insurance program for "troubled assets." This report briefly summarizes and analyzes the insurance program contained in the enacted version of the EESA.
Contributing Partner: UNT Libraries Government Documents Department