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 Collection: Congressional Research Service Reports
Rural Housing: USDA Disaster Relief Provisions

Rural Housing: USDA Disaster Relief Provisions

Date: October 18, 2005
Creator: Foote, Bruce E
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Changes to Section 8 Housing Voucher Renewal Funding, FY2003-FY2006

Changes to Section 8 Housing Voucher Renewal Funding, FY2003-FY2006

Date: February 13, 2006
Creator: McCarty, Maggie
Description: This report describes changes in the formula that were included in appropriations bills for FY2003 through FY2006; it will not be updated.
Contributing Partner: UNT Libraries Government Documents Department
Housing Authorization Bills: Overview of H.R. 2 and S. 462

Housing Authorization Bills: Overview of H.R. 2 and S. 462

Date: May 8, 1998
Creator: Vanhorenbeck, Susan M
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Military Housing Privatization Initiative: Background and Issues

Military Housing Privatization Initiative: Background and Issues

Date: July 2, 2001
Creator: Else, Daniel H
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Selected Legislative Proposals to Reform the Housing Finance System

Selected Legislative Proposals to Reform the Housing Finance System

Date: September 10, 2013
Creator: Hoskins, Sean M.; Weiss, N. E. & Jones, Katie
Description: This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
Contributing Partner: UNT Libraries Government Documents Department
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations

Date: June 25, 2012
Creator: McCarty, Maggie & Randall Peterman, David
Description: This report looks at Congress's FY2013 budget allocations for the Transportation, Housing and Urban Development, and Related Agencies (THUD) appropriations subcommittee.
Contributing Partner: UNT Libraries Government Documents Department
HUD's Response to Hurricane Katrina

HUD's Response to Hurricane Katrina

Date: January 5, 2006
Creator: McCarty, Maggie; Perl, Libby & Foote, Bruce E
Description: This report discusses the response of the Department of Housing and Urban Development (HUD) to Hurricane Katrina.
Contributing Partner: UNT Libraries Government Documents Department
Reporting Issues Under the Home Mortgage Disclosure Act

Reporting Issues Under the Home Mortgage Disclosure Act

Date: October 24, 2008
Creator: Getter, Darryl E.
Description: This report describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. The report also provides a brief explanation of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 and the Federal Housing Administration.
Contributing Partner: UNT Libraries Government Documents Department
Housing for Persons Living with HIV/AIDS

Housing for Persons Living with HIV/AIDS

Date: January 8, 2009
Creator: Perl, Libby
Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Contributing Partner: UNT Libraries Government Documents Department
The Homeless Management Information System

The Homeless Management Information System

Date: November 21, 2005
Creator: Perl, Libby
Description: None
Contributing Partner: UNT Libraries Government Documents Department
No-fault Eviction of Public Housing Tenants for Illegal Drug Use: A Legal Analysis of Department of Housing and Urban Development v. Rucker

No-fault Eviction of Public Housing Tenants for Illegal Drug Use: A Legal Analysis of Department of Housing and Urban Development v. Rucker

Date: April 15, 2002
Creator: Dale, Charles V
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Date: June 12, 2012
Creator: Hoskins, Sean M.
Description: This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
Contributing Partner: UNT Libraries Government Documents Department
The Homeless: Overview of the Problem and the Federal Response

The Homeless: Overview of the Problem and the Federal Response

Date: September 14, 1984
Creator: Spar, Karen & Austin, Monique C.
Description: This report discusses the problem of homelessness in the U.S. and the resulting policy response. Unlike the skid row "derelicts" who comprised the typical homeless population of the 1960s, today's street people represent many diverse groups including: the mentally ill, evicted families, the aged, alcoholics, drug addicts, abused spouses, abused young people, and cast-off children.
Contributing Partner: UNT Libraries Government Documents Department
Housing Issues in the 109th Congress

Housing Issues in the 109th Congress

Date: May 4, 2005
Creator: Bourdon, E. Richard; Foote, Bruce E; McCarty, Maggie; Boyd, Eugene & Jackson, Pamela J
Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Contributing Partner: UNT Libraries Government Documents Department
Housing Issues in the 109th Congress

Housing Issues in the 109th Congress

Date: October 11, 2005
Creator: McCarty, Maggie; Perl, Libby; Foote, Bruce E; Boyd, Eugene & Jackson, Pamela J
Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Contributing Partner: UNT Libraries Government Documents Department
Issues Related to the Provision of Housing and Utilities to Employees

Issues Related to the Provision of Housing and Utilities to Employees

Date: April 7, 1997
Creator: Alwin, Lawrence F.
Description: Over 3,200 state employees receive free, state-subsidized housing and utilities; live in state-owned properties for a nominal monthly rate; or receive monthly cash payments in lieu of in-kind housing benefits. Over 1,300 state employees receive some form of educational assistance from their employing agencies
Contributing Partner: UNT Libraries Government Documents Department
The Federal Deposit Insurance Corporation (FDIC): Efforts to Support Financial and Housing Markets

The Federal Deposit Insurance Corporation (FDIC): Efforts to Support Financial and Housing Markets

Date: March 27, 2009
Creator: Getter, Darryl E. & Gonzales, Oscar R.
Description: This report discusses recent actions taken by the FDIC in support of financial and housing markets, which include restoration of the Deposit Insurance Fund, the development of the Temporary Liquidity Guarantee Program, efforts to reduce foreclosures, and establishment of the proposed Public-Private Investment Fund. Legislation such as H.R. 786 (introduced by Representative Barney Frank); H.R. 1106, Helping Families Save Their Homes Act of 2009 (introduced by Representative John Conyers, Jr., with 24 co-sponsors); and S. 541, The Depositor Protection Act of 2009 (introduced by Senator Christopher Dodd with 12 co-sponsors) have also been introduced to increase the effectiveness of the FDIC’s efforts to respond to recent market weaknesses.
Contributing Partner: UNT Libraries Government Documents Department
Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Date: November 5, 2007
Creator: Getter, Darryl E.
Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitization when loans are sold in secondary markets. Finally, this report collects information from other studies to obtain an estimate of the average foreclosure costs. A brief discussion of the effect uniform foreclosure legislation may have on costs follows.
Contributing Partner: UNT Libraries Government Documents Department
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Date: June 19, 2008
Creator: Peterman, David Randall & Frittelli, John
Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
Contributing Partner: UNT Libraries Government Documents Department
An Overview of the Housing Finance System in the United States

An Overview of the Housing Finance System in the United States

Date: March 13, 2013
Creator: Hoskins, Sean M.; Jones, Katie & Weiss, N. Eric
Description: This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
Contributing Partner: UNT Libraries Government Documents Department
Housing for the Elderly: Legislation in the 106th Congress

Housing for the Elderly: Legislation in the 106th Congress

Date: December 8, 1999
Creator: Vanhorenbeck, Susan M
Description: None
Contributing Partner: UNT Libraries Government Documents Department
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Date: April 24, 2012
Creator: Perl, Libby
Description: This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Contributing Partner: UNT Libraries Government Documents Department
An Introduction to the Design of the Low-Income Housing Tax Credit

An Introduction to the Design of the Low-Income Housing Tax Credit

Date: February 24, 2006
Creator: Jackson, Pamela J
Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Contributing Partner: UNT Libraries Government Documents Department
H.R. 6076: Home Retention and Economic Stabilization Act of 2008

H.R. 6076: Home Retention and Economic Stabilization Act of 2008

Date: August 29, 2008
Creator: Murphy, Edward Vincent
Description: The Home Retention and Economic Stabilization Act of 2008 would defer foreclosure for eligible mortgage borrowers for up to 270 days. If passed, the bill would give extra time to some borrowers and lenders to consider alternatives to foreclosure, including traditional loss mitigation and participation in the new Federal Housing Administration (FHA) program for refinancing troubled loans. Some policymakers believe that a moratorium on foreclosures could help stabilize housing markets and alleviate problems from the subprime financial turmoil. This report explores this issue in detail and analyzes the individual aspects of the relevant legislation.
Contributing Partner: UNT Libraries Government Documents Department