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 Collection: Congressional Research Service Reports
Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Date: June 12, 2012
Creator: Hoskins, Sean M.
Description: This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
Contributing Partner: UNT Libraries Government Documents Department
Housing for Persons Living with HIV/AIDS

Housing for Persons Living with HIV/AIDS

Date: January 8, 2009
Creator: Perl, Libby
Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Contributing Partner: UNT Libraries Government Documents Department
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Date: April 24, 2012
Creator: Perl, Libby
Description: This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Contributing Partner: UNT Libraries Government Documents Department
H.R. 6076: Home Retention and Economic Stabilization Act of 2008

H.R. 6076: Home Retention and Economic Stabilization Act of 2008

Date: August 29, 2008
Creator: Murphy, Edward Vincent
Description: The Home Retention and Economic Stabilization Act of 2008 would defer foreclosure for eligible mortgage borrowers for up to 270 days. If passed, the bill would give extra time to some borrowers and lenders to consider alternatives to foreclosure, including traditional loss mitigation and participation in the new Federal Housing Administration (FHA) program for refinancing troubled loans. Some policymakers believe that a moratorium on foreclosures could help stabilize housing markets and alleviate problems from the subprime financial turmoil. This report explores this issue in detail and analyzes the individual aspects of the relevant legislation.
Contributing Partner: UNT Libraries Government Documents Department
An Introduction to the Design of the Low-Income Housing Tax Credit

An Introduction to the Design of the Low-Income Housing Tax Credit

Date: February 24, 2006
Creator: Jackson, Pamela J
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Housing for the Elderly: Legislation in the 106th Congress

Housing for the Elderly: Legislation in the 106th Congress

Date: December 8, 1999
Creator: Vanhorenbeck, Susan M
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Date: June 19, 2008
Creator: Peterman, David Randall & Frittelli, John
Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
Contributing Partner: UNT Libraries Government Documents Department
An Overview of the Housing Finance System in the United States

An Overview of the Housing Finance System in the United States

Date: March 13, 2013
Creator: Hoskins, Sean M.; Jones, Katie & Weiss, N. Eric
Description: This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
Contributing Partner: UNT Libraries Government Documents Department
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: November 20, 2013
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Federal Real Property: Inventory and Disposal Initiatives

Federal Real Property: Inventory and Disposal Initiatives

Date: January 27, 1983
Creator: Simmons, Malcolm; Baldwin, Pamela & Bea, Keith
Description: None
Contributing Partner: UNT Libraries Government Documents Department