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 Collection: Congressional Research Service Reports
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: November 20, 2013
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: February 9, 2009
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: July 6, 2009
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Private Mortgage Insurance: Cancellation Options

Private Mortgage Insurance: Cancellation Options

Date: December 17, 1997
Creator: Foote, Bruce E
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Proposal to Allow Treasury to Buy Mortgage-Related Assets to Address Financial Instability

Proposal to Allow Treasury to Buy Mortgage-Related Assets to Address Financial Instability

Date: September 22, 2008
Creator: Murphy, Edward V. & Webel, Baird
Description: Financial markets underwent severe stress during the week of September 15 - 22, 2008. After Lehman Brothers declared bankruptcy and AIG received a bridge loan from the Federal Reserve, policymakers reassessed their case-by-case approach to resolving financial problems. Secretary of the Treasury Paulson announced a plan to allow Treasury to purchase mortgage-related assets from U.S. financial institutions. The announced intent of the plan is to unclog financial markets, increase the health of the banking sector, and reduce ongoing risks to the economy. This report discusses a draft of the proposal as it stood on September 21, 2008, and analyzes frequently asked questions.
Contributing Partner: UNT Libraries Government Documents Department
Proposed Changes to the Conforming Loan Limit

Proposed Changes to the Conforming Loan Limit

Date: June 22, 2005
Creator: Miles, Barbara L & Jickling, Mark
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options

Date: June 12, 2012
Creator: Hoskins, Sean M.
Description: This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
Contributing Partner: UNT Libraries Government Documents Department
Relocating to the Washington, D.C. Metropolitan Area: Sources of Information

Relocating to the Washington, D.C. Metropolitan Area: Sources of Information

Date: May 4, 2001
Creator: Kennedy, Lynne
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Reporting Issues Under the Home Mortgage Disclosure Act

Reporting Issues Under the Home Mortgage Disclosure Act

Date: October 24, 2008
Creator: Getter, Darryl E.
Description: This report describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. The report also provides a brief explanation of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 and the Federal Housing Administration.
Contributing Partner: UNT Libraries Government Documents Department
Residential Energy Tax Credits: Overview and Analysis

Residential Energy Tax Credits: Overview and Analysis

Date: September 25, 2012
Creator: Crandall-Hollick, Margot L. & Sherlock, Molly F.
Description: This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options.
Contributing Partner: UNT Libraries Government Documents Department