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2010-2019
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Congressional Research Service Reports
"Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes
Date: November 15, 2010
Creator: Carpenter, David H.
Description: Recent depositions involving major servicers, including GMAC Mortgage, J.P. Morgan Chase, and Wells Fargo, have raised concerns about "robo-signing" -- the practice of having a small number of individuals sign a large number of affidavits and other legal documents submitted to courts and other public authorities by mortgage companies to execute foreclosure. This report explores concerns related to these issues by explaining the mortgage market process, procedural problems that have surfaced during foreclosure proceedings, and other relevant information.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc29633/
Residential Energy Tax Credits: Overview and Analysis
Date: September 25, 2012
Creator: Crandall-Hollick, Margot L.
Description: This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc122219/
Military Construction: Analysis of the President's FY2012 Appropriations Request
Date: April 14, 2011
Creator: Else, Daniel H
Description: This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc40121/
Military Construction: A Snapshot of the President's FY2013 Appropriations Request
Date: June 22, 2012
Creator: Else, Daniel H.
Description: This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc93925/
Military Construction: A Snapshot of the President's FY2013 Appropriations Request
Date: February 28, 2012
Creator: Else, Daniel H.
Description: This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc93924/
Military Construction: Analysis of the FY2012 Appropriation and Authorization
Date: July 13, 2011
Creator: Else, Daniel H.
Description: This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc96692/
Military Construction: Analysis of the President's FY2012 Appropriations Request
Date: February 25, 2011
Creator: Else, Daniel H.
Description: This report explains government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc103134/
An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
Date: September 11, 2012
Creator: Hoskins, Sean M.
Description: This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc122229/
National Mortgage Servicing Standards: Legislation in the 112th Congress
Date: August 29, 2012
Creator: Hoskins, Sean M.
Description: This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc122216/
Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
Date: June 12, 2012
Creator: Hoskins, Sean M.
Description: This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
Contributing Partner: UNT Libraries Government Documents Department
Permallink:digital.library.unt.edu/ark:/67531/metadc96719/