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 Collection: Congressional Research Service Reports
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Date: April 24, 2012
Creator: Perl, Libby
Description: This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Contributing Partner: UNT Libraries Government Documents Department
Military Construction: Analysis of the President's FY2012 Appropriations Request

Military Construction: Analysis of the President's FY2012 Appropriations Request

Date: April 14, 2011
Creator: Else, Daniel H
Description: This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Contributing Partner: UNT Libraries Government Documents Department
Veterans and Homelessness

Veterans and Homelessness

Date: May 9, 2011
Creator: Perl, Libby
Description: This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
Contributing Partner: UNT Libraries Government Documents Department
"Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes

"Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes

Date: November 15, 2010
Creator: Carpenter, David H.
Description: Recent depositions involving major servicers, including GMAC Mortgage, J.P. Morgan Chase, and Wells Fargo, have raised concerns about "robo-signing" -- the practice of having a small number of individuals sign a large number of affidavits and other legal documents submitted to courts and other public authorities by mortgage companies to execute foreclosure. This report explores concerns related to these issues by explaining the mortgage market process, procedural problems that have surfaced during foreclosure proceedings, and other relevant information.
Contributing Partner: UNT Libraries Government Documents Department
Veterans and Homelessness

Veterans and Homelessness

Date: November 4, 2010
Creator: Perl, Libby
Description: This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
Contributing Partner: UNT Libraries Government Documents Department
Veterans and Homelessness

Veterans and Homelessness

Date: June 26, 2009
Creator: Perl, Libby
Description: The current conflicts in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. As the number of veterans increases due to the current wars, there is concern that the number of homeless veterans could rise commensurately. The current economic downturn also has raised concerns that homelessness could increase among all groups, including veterans. Several issues regarding veterans and homelessness have become prominent, in part because of the current conflicts, which this report discusses in detail.
Contributing Partner: UNT Libraries Government Documents Department
Preserving Homeownership: Foreclosure Prevention Initiatives

Preserving Homeownership: Foreclosure Prevention Initiatives

Date: July 6, 2009
Creator: Jones, Katie
Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Contributing Partner: UNT Libraries Government Documents Department
Financing Catastrophic Risk: Summary of the Homeowners' Defense Act of 2009 (S. 505 and H.R. 2555)

Financing Catastrophic Risk: Summary of the Homeowners' Defense Act of 2009 (S. 505 and H.R. 2555)

Date: July 1, 2009
Creator: King, Rawle O.
Description: This report discusses the drastic increase in demand for homeowners' insurance in Atlantic and Gulf Coast states following the devastation of Hurricane Katrina in 2005. This report also discusses various measures and efforts underway to enhance insurer capacity, pursue alternative forms of risk transfer, and create a national catastrophe financing facility, the last of which is an issue under considerable debate.
Contributing Partner: UNT Libraries Government Documents Department
The Emergency Economic Stabilization Act's Insurance for Troubled Assets

The Emergency Economic Stabilization Act's Insurance for Troubled Assets

Date: October 8, 2008
Creator: Webel, Baird
Description: Many observers trace the root cause of recent instability in financial markets to uncertainty surrounding the value of widely held securities that are based on mortgages and mortgage-related assets. The introduction of the Emergency Economic Stabilization Act of 2008 (EESA) was designed to address said financial instability through a variety of measures, including an insurance program for "troubled assets." This report briefly summarizes and analyzes the insurance program contained in the enacted version of the EESA.
Contributing Partner: UNT Libraries Government Documents Department
Financial Market Intervention

Financial Market Intervention

Date: September 29, 2008
Creator: Murphy, Edward V.
Description: Financial markets continue to experience significant disturbance and the banking sector remains fragile. Efforts to restore confidence have been met with mixed success thus far. After attempting to deal with troubled institutions on a case-by-case basis, Treasury has proposed a plan to purchase mortgage-related assets to alleviate stress in financial markets and in the banking system. This report provides answers to some frequently asked questions concerning the financial disruptions of September 2008 and the Troubled Asset Relief Program (TARP) in H.R. 3997.
Contributing Partner: UNT Libraries Government Documents Department