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 Decade: 2010-2019
 Collection: Congressional Research Service Reports
GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress
This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing. digital.library.unt.edu/ark:/67531/metadc227653/
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations
This report looks at Congress's FY2013 budget allocations for the Transportation, Housing and Urban Development, and Related Agencies (THUD) appropriations subcommittee. digital.library.unt.edu/ark:/67531/metadc93942/
Selected Legislative Proposals to Reform the Housing Finance System
This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. digital.library.unt.edu/ark:/67531/metadc227926/
Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes. digital.library.unt.edu/ark:/67531/metadc96719/
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans. digital.library.unt.edu/ark:/67531/metadc85414/
Military Construction: A Snapshot of the President's FY2013 Appropriations Request
This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations. digital.library.unt.edu/ark:/67531/metadc93925/
Affordable Care Act (ACA) and the Appropriations Process: FAQs Regarding Potential Legislative Changes and Effects of a Government Shutdown
This report provides background information on the Affordable Care Act (ACA). It discusses the ACA and the annual appropriations process and the potential impact of a shutdown on ACA implementation. digital.library.unt.edu/ark:/67531/metadc227944/
Preserving Homeownership: Foreclosure Prevention Initiatives
This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention. digital.library.unt.edu/ark:/67531/metadc271994/
Selected Legislative Proposals to Reform the Housing Finance System
This report briefly explains the different approaches to housing finance reform offered by several legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and to reform the Federal Housing Administration (FHA). digital.library.unt.edu/ark:/67531/metadc287887/
Immigration: Noncitizen Eligibility for Needs-Based Housing Programs
The issue of noncitizen eligibility for federally funded programs, including needs-based housing programs, is a perennial issue in Congress. Noncitizen eligibility varies among the needs-based housing programs administered by the U.S. Department of Housing and Urban Development (HUD), such as Public Housing, Section 8 vouchers and project-based rental assistance, homeless assistance programs, housing for the elderly (§202) and the disabled (§811), the HOME program, and the Community Development Block Grants (CDBG) program. Two laws govern noncitizen eligibility for housing programs: Title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (Welfare Reform) and Section 214 of the Housing and Community Development Act of 1980, as amended. There has been congressional interest regarding the implementation of the eligibility requirements for housing programs. Specifically, questions have been raised as to the documentation requirements placed on both citizens and noncitizens in determining eligibility for housing programs. The documentation requirements are dependent on (1) the housing program, (2) the citizenship status of the applicant, and (3) the age of the applicant. digital.library.unt.edu/ark:/67531/metadc87262/
Military Construction: A Snapshot of the President's FY2013 Appropriations Request
This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations. digital.library.unt.edu/ark:/67531/metadc93924/
Housing for Persons Living with HIV/AIDS
This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding. digital.library.unt.edu/ark:/67531/metadc98094/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc96774/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc96773/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc87326/
National Mortgage Servicing Standards: Legislation in the 112th Congress
This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry. digital.library.unt.edu/ark:/67531/metadc122216/
"Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes
Recent depositions involving major servicers, including GMAC Mortgage, J.P. Morgan Chase, and Wells Fargo, have raised concerns about "robo-signing" -- the practice of having a small number of individuals sign a large number of affidavits and other legal documents submitted to courts and other public authorities by mortgage companies to execute foreclosure. This report explores concerns related to these issues by explaining the mortgage market process, procedural problems that have surfaced during foreclosure proceedings, and other relevant information. digital.library.unt.edu/ark:/67531/metadc29633/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc29695/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc40226/
An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods. digital.library.unt.edu/ark:/67531/metadc122229/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc99109/
The Temporary Assistance for Needy Families (TANF) Block Grant: A Primer on TANF Financing and Federal Requirements
Report that provides an overview of the Temporary Assistance for Needy Families (TANF) Block Grant financing and rules for state programs, describing federal TANF grants and state funds, how states may use federal TANF and state MOE funds to help achieve the purpose and goals of the TANF block grant. digital.library.unt.edu/ark:/67531/metadc228008/
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc272110/
Overview of Federal Housing Assistance Programs and Policy
This report provides an overview of the history and evolution of federal housing assistance policy, a description of today's major federal housing assistance programs, and a discussion of issues and trends in federal housing assistance policy. digital.library.unt.edu/ark:/67531/metadc287929/
The LIHEAP Formula
This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding. digital.library.unt.edu/ark:/67531/metadc306456/
The LIHEAP Formula: Legislative History and Current Law
This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP). The two formulas are used in regards to two types of funding: regular and contingency. digital.library.unt.edu/ark:/67531/metadc94021/
Homelessness: Targeted Federal Programs and Recent Legislation
This report describes the federal programs that are targeted to assist those who are homeless; includes recent funding levels; discusses current issues, including homelessness after the economic downturn and federal efforts to end homelessness; and provides information on recent legislation. Among active legislation are bills to reauthorize the Violence Against Women Act, which includes transitional housing for those who are homeless as a result of domestic violence and legislation that would, among other things, reauthorize the Education for Homeless Children and Youth program. digital.library.unt.edu/ark:/67531/metadc86638/
Residential Energy Tax Credits: Overview and Analysis
This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options. digital.library.unt.edu/ark:/67531/metadc122219/
Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions
Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion. digital.library.unt.edu/ark:/67531/metadc227814/
Homelessness: Targeted Federal Programs and Recent Legislation
This report describes existing federal programs that provide targeted assistance to homeless individuals and families, and discusses federal efforts to end homelessness. It also contains tables that outline funding levels for various related programs. digital.library.unt.edu/ark:/67531/metadc282282/
Military Construction: Analysis of the President's FY2012 Appropriations Request
This report explains government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity. digital.library.unt.edu/ark:/67531/metadc103134/
Military Construction: Analysis of the FY2012 Appropriation and Authorization
This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity. digital.library.unt.edu/ark:/67531/metadc96692/
Military Construction: Analysis of the President's FY2012 Appropriations Request
This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity. digital.library.unt.edu/ark:/67531/metadc40121/
VA-Home Loan Guaranty Program: An Overview
Report containing a summary of the VA Home Loan Guaranty Program. digital.library.unt.edu/ark:/67531/metadc228091/