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VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Description: This report discusses three types of housing assistance--the loan guaranty program, direct loan programs, and Specially Adapted Housing program-- includingg their origins, how they operate, and how they are funded. It also briefly describes a home rehabilitation pilot program designed to help veterans who have low incomes or disabilities repair or modify their homes, and has a section that discusses the default and foreclosure of VA-guaranteed loans.
Date: October 15, 2018
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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Homelessness: Targeted Federal Programs

Description: This report discusses the definitions of homelessness used by targeted federal homeless programs and federal efforts to end homelessness. In addition, the report describes the current federal programs that provide targeted assistance to homeless individuals and families (other federal programs may provide assistance to homeless individuals but are not specifically designed to assist homeless persons).
Date: October 18, 2018
Creator: Perl, Libby; Boyd, Eugene; Duff, Johnathan H.; Fernandes-Alcantara, Adrienne L.; Granovskiy, Boris; Heisler, Elayne J. et al.
Partner: UNT Libraries Government Documents Department
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Department of Housing and Urban Development (HUD): Fiscal Year 2019 Budget Request Fact Sheet

Description: This report provides a brief overview of the FY2019 budget request for the Department of Housing and Urban Development (HUD), with links to relevant Administration budget documents and CRS reports. A list of CRS analysts with expertise on various aspects of the HUD budget is also provided.
Date: April 17, 2018
Creator: McCarty, Maggie
Partner: UNT Libraries Government Documents Department
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HUD Fiscal Year 2018 Appropriations: In Brief

Description: This report describes the Department of Housing and Urban Development's (HUD's) 2018 budget appropriations. The report tracks progress on FY2018 HUD appropriations and provides detailed account-level, and in some cases sub-account-level, funding information (Table 1) as well as a discussion of selected key issues.
Date: January 8, 2018
Creator: McCarty, Maggie
Partner: UNT Libraries Government Documents Department
open access

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Description: This report discusses the three types of housing assistance offered by the Veterans Administration (VA): the loan guaranty program, direct loan programs, and Specially Adapted Housing program. Each ones origins, operations, and funding methods are included. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Date: May 26, 2017
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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Transportation, Housing and Urban Development, and Related Agencies (THUD): Fiscal Year 2017 Appropriations

Description: This report discusses the fiscal year 2017 appropriations for the Department of Housing and Urban Development (HUD), the Department of Transportation (DOT), and related agencies. Comparisons between previous and current funding levels and cuts proposed by the Trump Administration are also discussed.
Date: April 5, 2017
Creator: McCarty, Maggie & Peterman, David Randall
Partner: UNT Libraries Government Documents Department
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The HUD Homeless Assistance Grants: Programs Authorized by the HEARTH Act

Description: This report discusses the problem of homelessness and prevention programs funded by grants through the Department of Housing and Urban Development's (HUD) HEARTH Act. It has multiple sections describing the implementation of the HEARTH Act provisions which are; changes to the definition of homelessness in the section "The Definition of Homelessness"; the way in which ESG operated prior to HEARTH Act implementation as well as the changes made beginning in FY2011 in the section "The Emergency Sol… more
Date: August 30, 2017
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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The Loan Limits for Government-Backed Mortgages

Description: This report contains brief program descriptions for each of the government-backed housing loan programs and discusses the maximum guarantee amounts for each. The government or quasi-government entities that insure or guarantee mortgages and are discussed in this report are the following: Fannie Mae and Freddie Mac, The Federal Housing Administration (FHA), The Department of Veteran Affairs (VA), and the U.S. Department of Agriculture's Rural Housing Service (RHS).
Date: April 27, 2017
Creator: Weiss, N. Eric; Jones, Katie; Perl, Libby & Cowan, Tadlock
Partner: UNT Libraries Government Documents Department
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The Fair Housing Act: HUD Oversight, Programs, and Activities

Description: This report discusses the Fair Housing Act from the perspective of the activities undertaken and programs administered by the Department of Housing and Urban Development (HUD) and its Office of Fair Housing and Equal Opportunity (FHEO). After a brief summary of the Fair Housing Act, this report discusses each of these Fair Housing activities, as well as two other initiatives administered by FHEO, Limited English Proficiency and Section 3, the latter of which provides economic opportunities for … more
Date: May 5, 2017
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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FHFA's Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System

Description: This report discusses housing finance reform and structural changes enacted by the Federal Housing Finance Agency (FHFA), particularly in relation to government-sponsored enterprises (GSEs). It includes sections on GSEs and conservatorship; FHFA reforms broken down into information about risk-sharing transactions, a common securitization platform, and single security; and Congressional action on GSE reform.
Date: May 23, 2016
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department
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Federal Public Transportation Program: In Brief

Description: This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
Date: October 1, 2014
Creator: Mallett, William J.
Partner: UNT Libraries Government Documents Department
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Introduction to Public Housing

Description: This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
Date: January 3, 2014
Creator: McCarty, Maggie
Partner: UNT Libraries Government Documents Department
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An Introduction to the Low-Income Housing Tax Credit

Description: This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
Date: November 7, 2014
Creator: Keightley, Mark P. & Stupak, Jeffrey M.
Partner: UNT Libraries Government Documents Department
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Housing for Persons Living with HIV/AIDS

Description: This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
Date: January 21, 2010
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers

Description: This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
Date: April 16, 2013
Creator: Weiss, N. Eric
Partner: UNT Libraries Government Documents Department
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Selected Legislative Proposals to Reform the Housing Finance System

Description: The 113th Congress has seen several developments in the effort to reform the housing finance system. In the House, the Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act; H.R. 2767) was ordered to be reported out of the House Financial Services Committee on July 24, 2013. This report will briefly explain the different approaches to housing finance reform offered by these legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. The report d… more
Date: June 11, 2014
Creator: Hoskins, Sean M.; Weiss, N. E. & Jones, Katie
Partner: UNT Libraries Government Documents Department
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Low-Income Assistance Programs: Trends in Federal Spending

Description: This report examines the spending trends of 10 major need-tested benefit programs or groups of programs: (1) health care from Medicaid and the Children's Health Insurance Program (CHIP); (2) the refundable portion of the health insurance tax credit enacted in the 2010 health care reform law; (3) The Supplemental Nutrition Assistance Program (SNAP); (4) assisted housing; (5) financial assistance for post-secondary students (Pll Grants); (6) compensatory education grants to school districts; (7) … more
Date: June 13, 2012
Creator: Falk, Gene
Partner: UNT Libraries Government Documents Department
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FHA Single-Family Mortgage Insurance: Recent Policy Changes and Proposed Legislation

Description: This report describes recent policy changes made by FHA and recent legislative proposals that would make additional changes to FHA's single-family program. For the most part, this report does not go into detail about the features of FHA-insured loans, FHA's market role, or its financial status, except as necessary to describe implemented or proposed policy changes.
Date: January 29, 2015
Creator: Jones, Katie
Partner: UNT Libraries Government Documents Department
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Veterans and Homelessness

Description: The wars in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. Homeless veterans initially came to the country’s attention in the 1970s and 1980s, when homelessness generally was becoming a more prevalent and noticeable phenomenon. This report defines the term “homeless veteran,” discusses attempts to estimate the number of veterans who are homeless, and presents the results of studies regarding the demographic characteristics… more
Date: May 9, 2011
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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