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 Collection: Congressional Research Service Reports
Interest Rates on Subsidized Stafford Loans to Undergraduate Students

Interest Rates on Subsidized Stafford Loans to Undergraduate Students

Date: May 4, 2012
Creator: Smole, David P.
Description: Beginning July 1, 2012, Subsidized Stafford Loans will be available exclusively to undergraduate students. The federal government "subsidizes" these loans by relieving the borrower of the requirement to pay the interest that accrues while the borrower is in school and during other authorized periods. In the 112th Congress, proposals have been made to reduce the interest rate applicable to Subsidized Stafford Loans that will be made to undergraduate students during AY2012-2013 from 6.8% to 3.4%. Proposals include the Interest Rate Reduction Act and the Stop the Student Loan Interest Rate Hike Act of 2012. It is estimated that a reduction in the interest rate would benefit approximately 7.4 million students who are likely to borrow Subsidized Stafford Loans during the upcoming award year.
Contributing Partner: UNT Libraries Government Documents Department
Unauthorized Alien Students: Issues and "DREAM Act" Legislation

Unauthorized Alien Students: Issues and "DREAM Act" Legislation

Date: March 21, 2012
Creator: Bruno, Andorra
Description: The 109th and 110th Congresses considered, but did not enact, comprehensive immigration reform legislation that included large-scale legalization programs for unauthorized aliens. In the aftermath of these unsuccessful efforts, some interested parties have urged the President and Congress to pursue more limited legislation to address the status of unauthorized alien students. Such legislation is commonly referred to as the "DREAM Act."
Contributing Partner: UNT Libraries Government Documents Department
The American Opportunity Tax Credit: Overview, Analysis, and Policy Options

The American Opportunity Tax Credit: Overview, Analysis, and Policy Options

Date: June 11, 2012
Creator: Crandall-Hollick, Margot L.
Description: This report gives an overview of the American Opportunity Tax Credit (AOTC)—enacted on a temporary basis by the American Recovery and Reinvestment Act and extended through the end of 2012 by the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010— which is a partially-refundable tax credit that provides financial assistance to taxpayers who are attending college, or whose children are attending college. There are a variety of policy options mentioned in the report regarding the AOTC, including extending the credit, extending a modified AOTC, or repealing the Hope and Lifetime Credits and extending a modified AOTC that includes provisions included in these credits.
Contributing Partner: UNT Libraries Government Documents Department
Unauthorized Alien Students: Issues and “DREAM Act” Legislation

Unauthorized Alien Students: Issues and “DREAM Act” Legislation

Date: June 19, 2012
Creator: Bruno, Andorra
Description: This report looks at the background and history of recent "DREAM Act"s, which address the status of unauthorized alien students. It pays special attention to the June 15, 2012 announcement that come individuals who were brought into the U.S. as children and meet other requirements would be eligible for deferred action for two years.
Contributing Partner: UNT Libraries Government Documents Department
Higher Education Tax Benefits: Brief Overview and Budgetary Effects

Higher Education Tax Benefits: Brief Overview and Budgetary Effects

Date: July 10, 2012
Creator: Crandall-Hollick, Margot L.
Description: This report provides a brief overview of the higher education tax benefits that are currently available to students and their families. The report contrasts higher education tax benefits with traditional student aid, presents a brief history of higher education tax policy over the past 60 years, summarizes key features of the available tax benefits, and provides JCT estimates of revenue losses resulting from individual tax provisions.
Contributing Partner: UNT Libraries Government Documents Department
Unauthorized Alien Students: Issues and “DREAM Act” Legislation

Unauthorized Alien Students: Issues and “DREAM Act” Legislation

Date: March 22, 2011
Creator: Bruno, Andorra
Description: This report discusses the "DREAM Act", a measure to enable certain unauthorized alien students to legalize their status, as well as related issues.
Contributing Partner: UNT Libraries Government Documents Department
The Post-9/11 Veterans Educational Assistance Improvements Act of 2010, As Enacted

The Post-9/11 Veterans Educational Assistance Improvements Act of 2010, As Enacted

Date: January 31, 2011
Creator: Dortch, Cassandria
Description: This report identifies and examines selected changes that the Post-9/11 Veterans Educational Assistance Act of 2008 makes to the Post-9/11 GI Bill and other GI Bills, including expanded eligibility.
Contributing Partner: UNT Libraries Government Documents Department
Higher Education Tax Benefits: Brief Overview and Budgetary Effects

Higher Education Tax Benefits: Brief Overview and Budgetary Effects

Date: September 25, 2012
Creator: Crandall-Hollick, Margot L.
Description: This report provides a brief overview of the higher education tax benefits that are currently available to students and their families. The report contrasts higher education tax benefits with traditional student aid, presents a brief history of higher education tax policy over the past 60 years, summarizes key features of the available tax benefits, and provides JCT estimates of revenue losses resulting from individual tax provisions.
Contributing Partner: UNT Libraries Government Documents Department
Science, Technology, Engineering, and Mathematics (STEM) Education: A Primer

Science, Technology, Engineering, and Mathematics (STEM) Education: A Primer

Date: August 1, 2012
Creator: Gonzalez, Heather B. & Kuenzi, Jeffrey J.
Description: The term "STEM education" refers to teaching and learning in the fields of science, technology, engineering, and mathematics, including educational activities across all grade levels—from pre-school to post-doctorate—in both formal and informal settings. This report is intended to serve as a primer for outlining existing STEM education policy issues and programs. It includes assessments of the federal STEM education effort and the condition of STEM education in the United States, as well as an analysis of several of the policy issues central to the contemporary federal conversation about STEM education.
Contributing Partner: UNT Libraries Government Documents Department
An Examination of Student Loan Interest Rate Proposals in the 113th Congress

An Examination of Student Loan Interest Rate Proposals in the 113th Congress

Date: July 26, 2013
Creator: Smole, David P.
Description: Report that describes and analyzes student loan interest rate proposals that have been made in the 113th Congress to establish new policies for setting the interest rates that borrowers will pay on loans made through the Direct Loan program.
Contributing Partner: UNT Libraries Government Documents Department