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 Collection: Congressional Research Service Reports
Highway Funding, the States, and New Air Quality Standards

Highway Funding, the States, and New Air Quality Standards

Date: June 10, 1998
Creator: Bearden, David M
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Housing and Economic Recovery Act of 2008

Housing and Economic Recovery Act of 2008

Date: August 19, 2008
Creator: Weiss, N. E.; Getter, Darryl E.; Jickling, Mark; Keightley, Mark P. & Foote, Bruce E.
Description: This report discusses the Housing and Economic Recovery Act of 2008, P.L. 110-289, which changes many laws affecting both the housing and mortgage markets. It also surveys the most important changes caused by the act.
Contributing Partner: UNT Libraries Government Documents Department
Housing Issues in the 110th Congress

Housing Issues in the 110th Congress

Date: November 1, 2007
Creator: Perl, Libby; McCarty, Maggie; Foote, Bruce E.; Boyd, Eugene; Getter, Darryl E.; Jackson, Pamela J. et al.
Description: This report examines housing-related issues that have become prominent in the 110th Congress. Possibly the most visible issue is the prevalence of subprime loans and growing mortgage default and foreclosure rates. Congress has responded with numerous hearings and legislative proposals both to change the way in which the lending and home-buying industry is regulated and to assist borrowers who are facing default and foreclosure.
Contributing Partner: UNT Libraries Government Documents Department
Housing Issues in the 113th Congress

Housing Issues in the 113th Congress

Date: unknown
Creator: Jones, Katie; Carpenter, David H.; Hoskins, Sean M.; Keightley, Mark P.; McCarty, Maggie & Weiss, N. Eric
Description: This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
Contributing Partner: UNT Libraries Government Documents Department
How Have Small Banks Been Affected by Financial Reform?

How Have Small Banks Been Affected by Financial Reform?

Date: May 14, 2015
Creator: Hoskins, Sean M. & Labonte, Marc
Description: This report briefly summarizes a CRS analysis of major rules issued since 2010 by banking regulators pursuant to the Dodd-Frank Act.
Contributing Partner: UNT Libraries Government Documents Department
How Treasury Issues Debt

How Treasury Issues Debt

Date: October 1, 2015
Creator: Driessen, Grant A.
Description: This report examines Treasury's debt management practices, focusing on the auction process, how prices and interest rates of securities are determined, and the role of market participants in the process. It also addresses the role of debt plays in influencing present and future budget outcomes.
Contributing Partner: UNT Libraries Government Documents Department
HUD Proposes Administrative Modifications to the Real Estate Settlement Procedures Act

HUD Proposes Administrative Modifications to the Real Estate Settlement Procedures Act

Date: April 10, 2008
Creator: Getter, Darryl E.
Description: This report focuses on borrower disclosure, particularly with respect to making all pertinent information about loan terms and settlement costs transparent, so that consumers can make well-informed financial decisions when choosing mortgage products.
Contributing Partner: UNT Libraries Government Documents Department
Hurricane Katrina: Insurance Losses and National Capacities for Financing Disaster Risk

Hurricane Katrina: Insurance Losses and National Capacities for Financing Disaster Risk

Date: September 15, 2005
Creator: King, Rawle O
Description: This report discusses losses and national disaster caused by Hurricane Katrina that made landfall on the Gulf of Mexico coast with high velocity winds, storm surge, heavy rain, flooding, coastal erosion, hail, and tornadoes.
Contributing Partner: UNT Libraries Government Documents Department
Hurricanes and Disaster Risk Financing Through Insurance: Challenges and Policy Options

Hurricanes and Disaster Risk Financing Through Insurance: Challenges and Policy Options

Date: March 25, 2005
Creator: King, Rawle O
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Iceland's Financial Crisis

Iceland's Financial Crisis

Date: March 11, 2010
Creator: Jackson, James K.
Description: This report discusses the banking collapse in Iceland. Iceland's banking system had collapsed as a result of a culmination of a series of decisions the banks made that left them highly exposed to disruptions in financial markets. The collapse of the banks raised questions for U.S. leaders and others about supervising banks that operate across national borders, especially as it has become increasingly difficult to distinguish the limits of domestic financial markets.
Contributing Partner: UNT Libraries Government Documents Department
Iceland's Financial Crisis

Iceland's Financial Crisis

Date: November 20, 2008
Creator: Jackson, James K.
Description: On November 19, 2008, Iceland and the International Monetary Fund (IMF) finalized an agreement on a $6 billion economic stabilization program supported by a $2.1 billion loan from the IMF. Iceland's banking system had collapsed as a culmination of a series of decisions the banks made that left them highly exposed to disruptions in financial markets. The collapse of the banks also raises questions for U.S. leaders and others about supervising banks that operate across national borders, especially as it becomes increasingly difficult to distinguish the limits of domestic financial markets.
Contributing Partner: UNT Libraries Government Documents Department
IMF Reform and the International Financial Institutions Advisory Commission

IMF Reform and the International Financial Institutions Advisory Commission

Date: January 5, 2001
Creator: Hornbeck, J. F.
Description: None
Contributing Partner: UNT Libraries Government Documents Department
IMF Reforms: Issues for Congress

IMF Reforms: Issues for Congress

Date: March 11, 2014
Creator: Nelson, Rebecca M. & Weiss, Martin A.
Description: This report provides information about the reforms made by the Board of Governors of the International Monetary Fund (IMF) in December 2010, Congress's role in the reform process, and how the reforms could affect U.S. interests at the IMF.
Contributing Partner: UNT Libraries Government Documents Department
IMF Reforms: Issues for Congress

IMF Reforms: Issues for Congress

Date: April 9, 2015
Creator: Nelson, Rebecca M. & Weiss, Martin A.
Description: This report provides information about the reforms made by the Board of Governors of the International Monetary Fund (IMF) in December 2010, Congress's role in the reform process, and how the reforms could affect U.S. interests at the IMF.
Contributing Partner: UNT Libraries Government Documents Department
IMF Reforms: Issues for Congress

IMF Reforms: Issues for Congress

Date: December 12, 2012
Creator: Nelson, Rebecca M. & Weiss, Martin A.
Description: Report that provides information about the reforms made by the Board of Governors of the International Monetary Fund (IMF) in December 2010, Congress's role in the reform process, and how the reforms could affect U.S. interests at the IMF.
Contributing Partner: UNT Libraries Government Documents Department
The Impact of Medicare Premiums on Social Security Beneficiaries

The Impact of Medicare Premiums on Social Security Beneficiaries

Date: October 15, 2009
Creator: Shelton, Alison M.
Description: This report shows how the deduction of Medicare Part B and Part D premiums affects Social Security beneficiaries.
Contributing Partner: UNT Libraries Government Documents Department
Increased Campaign Contribution Limits in the FY2015 Omnibus Appropriations Law: Frequently Asked Questions

Increased Campaign Contribution Limits in the FY2015 Omnibus Appropriations Law: Frequently Asked Questions

Date: March 17, 2015
Creator: Garrett, R. Sam
Description: This report provides brief answers to frequently asked questions about increased campaign contribution limits in the Consolidated and Further Continuing Appropriations Act, 2015 (H.R. 83; P.L. 113-235), enacted and signed into law in December 2014.
Contributing Partner: UNT Libraries Government Documents Department
Independence of Federal Financial Regulators

Independence of Federal Financial Regulators

Date: February 24, 2014
Creator: Hogue, Henry B.; Labonte, Marc & Webel, Baird
Description: This report discusses institutional features that make federal financial regulators (as well as other independent agencies) relatively independent from the President and Congress.
Contributing Partner: UNT Libraries Government Documents Department
Industrial Loan Companies/Banks and the Separation of Banking and Commerce: Legislative and Regulatory Perspectives

Industrial Loan Companies/Banks and the Separation of Banking and Commerce: Legislative and Regulatory Perspectives

Date: June 27, 2005
Creator: Jackson, William D.
Description: Industrial Loan Companies (ILCs), are state-chartered and state-regulated depository institutions whose deposits the Federal Deposit Insurance Corporation (FDIC) may insure. This report addresses the controversy over expansion of ILCs by line of business and by branching across the nation as follows, providing: (1) a historical overview of the U.S. separation of banking and commerce; (2) information on ILCs and their regulation; and (3) identifying and analyzing relevant legislation in Congress.
Contributing Partner: UNT Libraries Government Documents Department
Insolvency of Systemically Significant Financial Companies: Bankruptcy vs. Conservatorship/Receivership

Insolvency of Systemically Significant Financial Companies: Bankruptcy vs. Conservatorship/Receivership

Date: April 20, 2009
Creator: Carpenter, David H.
Description: This report first discusses the purposes behind the creation of a separate insolvency regime for depository institutions. The report then compares and contrasts the characteristics of depository institutions with systemically significant financial companies (SSFCs). Next, the report provides a brief analysis of some important differences between the FDIC's conservatorship/receivership authority and that of the Bankruptcy Code.
Contributing Partner: UNT Libraries Government Documents Department
Insurance and Financial Regulatory Reform in the 111th Congress

Insurance and Financial Regulatory Reform in the 111th Congress

Date: July 28, 2010
Creator: Webel, Baird
Description: This report discusses the broad financial regulatory reform legislation has been advanced by the Obama Administration and by various Members of Congress in the aftermath of the recent financial crisis.
Contributing Partner: UNT Libraries Government Documents Department
Insurance and Financial Regulatory Reform in the 111th Congress

Insurance and Financial Regulatory Reform in the 111th Congress

Date: January 13, 2010
Creator: Webel, Baird
Description: This report discusses the debate around federal involvement in insurance regulation. In the aftermath of the recent financial crisis, broad financial regulatory reform legislation has been advanced by the Obama Administration and by various Members of Congress.
Contributing Partner: UNT Libraries Government Documents Department
Insurance Coverage of the World Trade Center: Interpretation of "War Risk" Exclusion Causes Under New York Contract Law

Insurance Coverage of the World Trade Center: Interpretation of "War Risk" Exclusion Causes Under New York Contract Law

Date: September 18, 2001
Creator: Jennings, Christopher Alan
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Insurance Exclusion Clauses: Excluding War Risks and Terror Risks from Insurance Contracts

Insurance Exclusion Clauses: Excluding War Risks and Terror Risks from Insurance Contracts

Date: June 14, 2001
Creator: Jennings, Christopher Alan
Description: None
Contributing Partner: UNT Libraries Government Documents Department