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 Collection: Congressional Research Service Reports
Private Mortgage Insurance: Cancellation Options
No Description digital.library.unt.edu/ark:/67531/metacrs447/
Social Security Reform: Economic Issues
No Description digital.library.unt.edu/ark:/67531/metacrs3381/
Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs3375/
Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs3377/
Social Security: Taxation of Benefits
No Description digital.library.unt.edu/ark:/67531/metacrs3378/
Social Security: Taxation of Benefits
No Description digital.library.unt.edu/ark:/67531/metacrs3379/
Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs3376/
Federal Climate Change Funding from FY2008 to FY2014
This report summarizes direct federal funding identified as climate change-related from FY2008 enacted funding through FY2013 and the FY2014 request (as well as a less consistent series beginning with FY2001). It reports the Administration's estimates of tax revenues not received due to energy tax provisions that may reduce GHG emissions. The report briefly identifies the programs and funding levels, as well as some qualifications and observations on reporting of federal funding. It further offers some issues that Members may wish to consider in deliberating on U.S. climate change strategies. digital.library.unt.edu/ark:/67531/metadc227930/
Army Corps Supplemental Appropriations: Recent History, Trends, and Policy Issues
This report provides analysis of Corps supplemental funding. Its focus is recent decades of supplemental funding provided directly to the Corps, and it does not include extensive analysis of regular Corps appropriations. digital.library.unt.edu/ark:/67531/metadc227833/
Bankruptcy Relief and Natural Disaster Victims
In the wake of Hurricane Katrina, many have questioned whether implementing the new procedures of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), P.L. 109-8, scheduled to go into effect on October 17, 2005, should be delayed. This report considers whether bankruptcy law in general, and the BAPCPA in particular, may present unique challenges to financial recovery for those whose life, livelihood, and/or home have been damaged or destroyed. digital.library.unt.edu/ark:/67531/metacrs7811/
Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs7138/
Social Security Reform
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Social Security: Summary of Program Solvency and Projections
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Multilateral Development Banks: Procedures for U.S. Participation
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Social Security: The Trust Fund
No Description digital.library.unt.edu/ark:/67531/metacrs7303/
Hurricanes and Disaster Risk Financing Through Insurance: Challenges and Policy Options
No Description digital.library.unt.edu/ark:/67531/metacrs7781/
Federal Deposit Insurance Reform Legislation (Including Budgetary Implications)
No Description digital.library.unt.edu/ark:/67531/metacrs7925/
Social Security: "Transition Costs"
No Description digital.library.unt.edu/ark:/67531/metacrs7726/
Credit Rating Agencies: Current Federal Oversight and Congressional Concerns
Credit rating agencies rate the creditworthiness of public companies so that the public will have an objective opinion as to the risk of investment. These ratings have become an important component of the financial reputation of a rated company. However, especially since the bankruptcies of Enron and WorldCom, whose debt had been rated investment grade, there has been concern that perhaps credit rating agencies should be regulated. digital.library.unt.edu/ark:/67531/metacrs7356/
Tsunamis and Earthquakes: Is Federal Disaster Insurance in Our Future?
No Description digital.library.unt.edu/ark:/67531/metacrs7523/
Social Security Reform: Economic Issues
No Description digital.library.unt.edu/ark:/67531/metacrs7418/
Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs7416/
Multilateral Development Banks: Issues for the 107th Congress
No Description digital.library.unt.edu/ark:/67531/metacrs3214/
Multilateral Development Banks: Issues for the 108th Congress
No Description digital.library.unt.edu/ark:/67531/metacrs3216/
Multilateral Development Banks: Issues for the 107th Congress
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Multilateral Development Banks: U.S. Contributions FY1990-2002
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Social Security: The Relationship of Taxes and Benefits for Past, Present, and Future Retirees
No Description digital.library.unt.edu/ark:/67531/metacrs777/
Multilateral Development Banks: Current Authorization Requests
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Social Security Reform
No Description digital.library.unt.edu/ark:/67531/metacrs7084/
World Bank Lending to China
Lending to China from the multilateral development banks (MDBs) increased four-fold between 1985 and 1994, from $1.1 billion to $4.3 billion. China is now the MDBs' largest single borrower country. There is considerable debate today, however, whether the MDBs should continue lending to China. In particular, there is sharp debate whether the World Bank should continue making concessional loans to China. digital.library.unt.edu/ark:/67531/metacrs330/
Multilateral Development Banks: Issues for the 107th Congress
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Multilateral Development Banks: Issues for the 107th Congress
No Description digital.library.unt.edu/ark:/67531/metacrs3212/
Selected Legislative Proposals to Reform the Housing Finance System
This report briefly explains the different approaches to housing finance reform offered by several legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and to reform the Federal Housing Administration (FHA). digital.library.unt.edu/ark:/67531/metadc287887/
Multilateral Development Banks: How the United States Makes and Implements Policy
This report analyzes how the United States makes policy towards the multilateral development banks (MDBs) and identifies ways by which Congress can shape U.S. policy and influence the activities of the banks themselves. digital.library.unt.edu/ark:/67531/metadc287963/
Highway and Public Transportation Infrastructure Provision Using Public-Private Partnerships (P3s)
This report discusses two broad policy options for Congress as it considers reauthorizing federal surface transportation programs. digital.library.unt.edu/ark:/67531/metadc284451/
A Balanced Budget Constitutional Amendment: Background and Congressional Options
This report provides an overview of the issues and options that have been raised during prior consideration of proposals for an amendment to the constitution regarding the balancing of the U.S. government. digital.library.unt.edu/ark:/67531/metadc93889/
Treasury Securities and the U.S. Sovereign Credit Default Swap Market
This report explains how the sovereign credit default swap (CDS) market works and how such CDS price trends may illuminate fiscal stresses facing sovereign governments. Although CDS prices may be imperfect measures of the federal government's fiscal condition, some investors may try to glean information from those price trends. CDS prices have been playing an important role in the European government debt markets and could potentially affect U.S debt markets in the future. European policymakers have debated certain restrictions on types of sovereign CDS trading, and such calls for reform may be of interest to U.S. lawmakers. digital.library.unt.edu/ark:/67531/metadc93895/
Financial Market Turmoil and U.S. Macroeconomic Performance
Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses. digital.library.unt.edu/ark:/67531/metadc26126/
Preserving Homeownership: Foreclosure Prevention Initiatives
This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention. digital.library.unt.edu/ark:/67531/metadc26135/
Government Assistance for GMAC/Ally Financial: Unwinding the Government Stake
This report discusses the auto financing industry, particularly Ally Financial, formerly known as General Motors Acceptance Corporation or GMAC. digital.library.unt.edu/ark:/67531/metadc282332/
Financial Market Supervision: Canada's Perspective
This report presents an overview of Canada's financial system and its supervisory framework and draws some distinctions between that system and the current U.S. framework. digital.library.unt.edu/ark:/67531/metadc462664/
Efforts to Delay the Gradual Elimination of Flood Insurance Premium Subsidies
This report examines legislative efforts in Congress to delay the gradual phase-out of subsidized flood insurance premiums, which is required under Sections 100205 and 100207 of P.L. 112-141, the Biggert-Waters Flood Insurance Reform and Modernization Act of 2012. This new law extended the authorization for the National Flood Insurance Program (NFIP) for five years, through September 30, 2017, while requiring significant program reforms affecting flood insurance, flood hazard mapping, and floodplains management. digital.library.unt.edu/ark:/67531/metadc491285/
The National Flood Insurance Program: Status and Remaining Issues for Congress
This report provides an analysis of flood risk management, summarizes major challenges facing the National Flood Insurance Program (NFIP), and outlines key reforms in the recently enacted Biggert-Waters Flood Insurance Reform Act of 2012. The report also identifies and presents some key remaining flood management issues for congressional considerations, and it concludes with a discussion of relevant policy options for the future financial management of flood hazards in the United States. digital.library.unt.edu/ark:/67531/metadc491005/
The SBA Disaster Loan Program: Overview and Possible Issues for Congress
This report provides an overview of the Disaster Loan Program, discusses how disaster declarations trigger the SBA loan process, explains the different types of loans potentially available to disaster victims, and discusses terms and restrictions related to each type of loan. The report also explains the SBA disaster loan application process and provides national data on SBA loans from 2000 to 2009, including data related to the Gulf Coast hurricanes since 2005. digital.library.unt.edu/ark:/67531/metadc491169/
Clean Coal Loan Guarantees and Tax Incentives: Issues in Brief
This report discusses certain federal financial incentive mechanisms for "clean coal" commercial projects; namely, loan guarantees and tax incentives. At issue for Congress is the extent to which the private sector has used these financial toolsto develop the technology needed for reducing carbon dioxide (CO2) emissions while continuing to use available domestic coal reserves for electricity generation. digital.library.unt.edu/ark:/67531/metadc462084/
The Depreciating Dollar: Economic Effects and Policy Response
This report addresses the concern about the health of the U.S. economy regarding the depreciation of the dollar and examines the likely reasons for the dollar's fall, the effects the depreciating currency could have on the economy, and possible policy responses that could be considered to attempt to alter the dollar's path if needed. digital.library.unt.edu/ark:/67531/metadc462316/
Preserving Homeownership: Foreclosure Prevention Initiatives
This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention. digital.library.unt.edu/ark:/67531/metadc462555/
Dark Pools in Equity Trading: Policy Concerns and Recent Developments
This report examines the confluence of factors that led to the rise of dark pools; the potential benefits and costs of such trading; some regulatory and congressional concerns over dark pools; recent regulatory developments by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA), which oversees broker-dealers; and some recent lawsuits and enforcement actions garnering significant media attention. digital.library.unt.edu/ark:/67531/metadc461960/
Terrorism Risk Insurance: Issue Analysis and Overview of Current Program
This report discusses the Terrorism Risk Insurance Act of 2002 (TRIA). TRIA created a temporary three-year Terrorism Insurance Program in which the government would share some of the losses with private insurers should a foreign terrorist attack occur. digital.library.unt.edu/ark:/67531/metadc462934/
Campaign Finance: Potential Legislative and Policy Issues for the 111th Congress
This report discusses selected campaign finance policy issues that may receive attention during the 111th Congress such as the electronic filing of senate campaign finance reports, bundling, hybrid advertising, joint fundraising committees, 527 Organizations and more. digital.library.unt.edu/ark:/67531/metadc462157/