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Campaign Finance: Developments in the 110th Congress

Description: Recent events suggest continued congressional interest in campaign finance policy. This report provides an overview and analysis of 110th Congress legislation addressed in hearings or that has passed at least one chamber. The report also discusses two policy developments: Federal Election Commission nominations and a recent Supreme Court ruling that could affect future political advertising. As of the writing of this report, approximately 50 bills devoted largely to campaign finance have been i… more
Date: September 28, 2007
Creator: Garrett, R. Sam
Partner: UNT Libraries Government Documents Department
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Student Loans, Student Aid, and FY2008 Budget Reconciliation

Description: This report reviews and briefly describes the major proposals contained in both the House-passed and Senate-passed versions of H.R. 2669 to achieve savings in mandatory spending through changes to federal student loan programs and to enhance student aid benefits or make other changes to existing federal student aid programs. It also reviews and describes the major changes enacted under P.L. 110-84 that are projected to achieve savings in mandatory spending and those that establish new or enhanc… more
Date: October 23, 2007
Creator: Stoll, Adam; Smole, David P. & Mercer, Charmaine
Partner: UNT Libraries Government Documents Department
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California Wildfires: The Role of Disaster Insurance

Description: This report discusses the tragic consequences of the wildfires that struck Southern California in October 2007, which have given renewed attention to the partnership between private providers of disaster insurance and the federal government. It also discusses the role of disaster insurance in that incident.
Date: October 25, 2007
Creator: King, Rawle O.
Partner: UNT Libraries Government Documents Department
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FY2008 SCHIP Allotments

Description: This iss a report on the State Children's Health Insurance Program funds in the fiscal year 2008 through the fiscal yyear 2012.
Date: October 25, 2007
Creator: Peterson, Chris L.
Partner: UNT Libraries Government Documents Department
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Housing Issues in the 110th Congress

Description: This report examines housing-related issues that have become prominent in the 110th Congress. Possibly the most visible issue is the prevalence of subprime loans and growing mortgage default and foreclosure rates. Congress has responded with numerous hearings and legislative proposals both to change the way in which the lending and home-buying industry is regulated and to assist borrowers who are facing default and foreclosure.
Date: November 1, 2007
Creator: Perl, Libby; McCarty, Maggie; Foote, Bruce E.; Boyd, Eugene; Getter, Darryl E.; Jackson, Pamela J. et al.
Partner: UNT Libraries Government Documents Department
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The Terrorism Risk Insurance Program: Current Issues, Legislation, and Background

Description: This report provides an overview of the current Terrorism Risk Insurance Act (TRIA) of 2002, which creates a temporary three-year program to share future insured terrorism losses with the property-casualty insurance industry and commercials policyholders. The report also provides general background on the issue, and a summary of current legislation.
Date: November 2, 2007
Creator: Webel, Baird
Partner: UNT Libraries Government Documents Department
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Analysis of the Proposed Tax Exclusion for Canceled Mortgage Debt Income

Description: Mortgage debt cancellation can occur when lenders restructure loans, reducing principal balances, or sell properties, either in advance, or as a result, of foreclosure proceedings. If a lender forgiver or cancels such debt, current tax law treats it as cancellation of debt (COD) income subject to tax. There are exceptions for taxpayers may exclude canceled mortgage debt income under existing law.
Date: November 5, 2007
Creator: Jackson, Pamela J.
Partner: UNT Libraries Government Documents Department
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Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitizat… more
Date: November 5, 2007
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
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Accounting and Management Problems at Freddie Mac

Description: This report summarizes the extent of accounting and management problems at Freddie Mac. The report highlights the issues of selecting policies to report constant earnings, and undertaking certain transactions for the sake of creating a facade of reported earnings. Finally, the report discusses the consequences of these problems by stating that many of the Freddie Mac's executives have been replaced, fines were issued, and a lawsuit occurred.
Date: November 7, 2007
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department
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Federal Home Loan Bank System: Policy Issues

Description: This report provides a short history and basic description of the Federal Home Loan Bank System, its responsibilities, and its ties to the government. It also discusses issues affecting the Banks and highlights the differences between the FHLB and the other two housing-related GSEs.
Date: November 8, 2007
Creator: Murphy, Edward Vincent
Partner: UNT Libraries Government Documents Department
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Federal Advertising Law: An Overview

Description: This report provides a brief overview of federal law with respect to six selected advertising issues: alcohol advertising, tobacco advertising, the federal trade commission act, advertising by mail, advertising by telephone, and commercial e-mail.
Date: December 5, 2007
Creator: Cohen, Henry
Partner: UNT Libraries Government Documents Department
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Financial Services and General Government (FSGG): FY2008 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House and Senate Appropriations Subcommittees on Defense. For both defense authorization and appropriations, this report summarizes the status of the bills, their scope, major issues, funding levels, and related congressional activity.
Date: December 20, 2007
Creator: Hatch, Garrett L.
Partner: UNT Libraries Government Documents Department
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Social Security Survivors Benefits

Description: This report describes how a person becomes covered by Survivors Insurance. It outlines the types and amounts of benefits available to survivors, eligibility for those benefits, and the benefit application process. It provides statistics on survivor beneficiaries and a legislative history of Survivors Insurance, including legislative activity in the 110th Congress.
Date: January 8, 2008
Creator: Romig, Kathleen & Szymendera, Scott
Partner: UNT Libraries Government Documents Department
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China’s Holdings of U.S. Securities: Implications for the U.S. Economy

Description: This report examines the importance to the U.S. economy of China’s investment in U.S. securities, as well as U.S. concerns over the possibility that China might unload a large share of those holdings, the likelihood that this would occur, and the potential implications such action could have for the U.S. economy.
Date: January 9, 2008
Creator: Morrison, Wayne M. & Labonte, Marc
Partner: UNT Libraries Government Documents Department
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