Congressional Research Service Reports - 908 Matching Results

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The Terrorism Risk Insurance Program: Current Issues, Legislation, and Background

Description: This report provides an overview of the current Terrorism Risk Insurance Act (TRIA) of 2002, which creates a temporary three-year program to share future insured terrorism losses with the property-casualty insurance industry and commercials policyholders. The report also provides general background on the issue, and a summary of current legislation.
Date: November 2, 2007
Creator: Webel, Baird
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Analysis of the Proposed Tax Exclusion for Canceled Mortgage Debt Income

Description: Mortgage debt cancellation can occur when lenders restructure loans, reducing principal balances, or sell properties, either in advance, or as a result, of foreclosure proceedings. If a lender forgiver or cancels such debt, current tax law treats it as cancellation of debt (COD) income subject to tax. There are exceptions for taxpayers may exclude canceled mortgage debt income under existing law.
Date: November 5, 2007
Creator: Jackson, Pamela J.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitizat… more
Date: November 5, 2007
Creator: Getter, Darryl E.
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Partner: UNT Libraries Government Documents Department
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Accounting and Management Problems at Freddie Mac

Description: This report summarizes the extent of accounting and management problems at Freddie Mac. The report highlights the issues of selecting policies to report constant earnings, and undertaking certain transactions for the sake of creating a facade of reported earnings. Finally, the report discusses the consequences of these problems by stating that many of the Freddie Mac's executives have been replaced, fines were issued, and a lawsuit occurred.
Date: November 7, 2007
Creator: Jickling, Mark
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Federal Home Loan Bank System: Policy Issues

Description: This report provides a short history and basic description of the Federal Home Loan Bank System, its responsibilities, and its ties to the government. It also discusses issues affecting the Banks and highlights the differences between the FHLB and the other two housing-related GSEs.
Date: November 8, 2007
Creator: Murphy, Edward Vincent
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Federal Advertising Law: An Overview

Description: This report provides a brief overview of federal law with respect to six selected advertising issues: alcohol advertising, tobacco advertising, the federal trade commission act, advertising by mail, advertising by telephone, and commercial e-mail.
Date: December 5, 2007
Creator: Cohen, Henry
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Financial Services and General Government (FSGG): FY2008 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House and Senate Appropriations Subcommittees on Defense. For both defense authorization and appropriations, this report summarizes the status of the bills, their scope, major issues, funding levels, and related congressional activity.
Date: December 20, 2007
Creator: Hatch, Garrett L.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Social Security Survivors Benefits

Description: This report describes how a person becomes covered by Survivors Insurance. It outlines the types and amounts of benefits available to survivors, eligibility for those benefits, and the benefit application process. It provides statistics on survivor beneficiaries and a legislative history of Survivors Insurance, including legislative activity in the 110th Congress.
Date: January 8, 2008
Creator: Romig, Kathleen & Szymendera, Scott
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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China’s Holdings of U.S. Securities: Implications for the U.S. Economy

Description: This report examines the importance to the U.S. economy of China’s investment in U.S. securities, as well as U.S. concerns over the possibility that China might unload a large share of those holdings, the likelihood that this would occur, and the potential implications such action could have for the U.S. economy.
Date: January 9, 2008
Creator: Morrison, Wayne M. & Labonte, Marc
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Why is the Household Saving Rate So Low?

Description: This report begins by showing how much the household saving rate has declined in recent years. Next, it explains how household saving is measured, and provides some detail on how saving varies across the income distribution. Finally, it discusses factors that may account for the decline in household saving, as well as how much of a policy concern the decline in household saving may be.
Date: January 9, 2008
Creator: Cashell, Brian W.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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K-12 Education: Special Forms of Flexibility in the Administration of Federal Aid Programs

Description: This report begins with a review of the general nature of federal K-12 education program requirements, including their sources, purposes, and the concerns expressed by some grantees about them. This is followed by a description of the current special flexibility authorities under which many of these requirements may be waived or otherwise made inapplicable, along with an analysis of issues specific to individual authorities. This section is divided between authorities initially adopted before t… more
Date: January 10, 2008
Creator: Riddle, Wayne C.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Campaign Finance: Legislative Developments and Policy Issues in the 110th Congress

Description: This report provides an overview of major legislative and policy developments related to campaign finance during the 110th Congress. The report discusses legislative and oversight hearings and floor action during the period. It also explores major policy issues that are relevant for Congress, but have largely occurred away from Capitol Hill. As of this writing, approximately 50 bills devoted primarily to campaign finance have been introduced in the 110th Congress, but none have become law. A ne… more
Date: January 14, 2008
Creator: Garrett, R. Sam
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Trade in Services: The Doha Development Agenda Negotiations and U.S Goals

Description: This report is designed to assist Congress to understand and monitor progress of the negotiations and the major issues that the negotiators are addressing. The report provides a brief background section on the significance of services to the U.S. economy. It then explains briefly the General Agreement on Trade in Services (GATS) and the structure and agenda of the services negotiations in the DDA round, including U.S. objectives in the negotiations. The report concludes with a status report on … more
Date: January 24, 2008
Creator: Cooper, William H.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Loan Forgiveness for Public Service Employees Under the William D. Ford Direct Loan Program

Description: The College Cost Reduction and Access Act of 2007 (CCRAA; P.L. 110-84) establishes a new loan forgiveness provision for borrowers of loans made under the William D. Ford Direct Loan (DL) program who are employed in public service jobs for 10 years during the repayment of their loans. This report provides a brief description of the DL program loan forgiveness provision for public service employees and identifies issues that may be addressed as it is implemented.
Date: January 28, 2008
Creator: Smole, David P.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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The African Development Bank Group

Description: This report discusses the African Development Bank (AfDB) Group, which is a regional development bank (RDB) "dedicated to combating poverty and improving the lives of people of the continent." It comprises three lending facilities: the market rate facility, the AfDB; a concessional lending facility, the African Development Fund; and a trust fund established by Nigeria to lend to low-income African countries. The Bank has 53 African members, as well as 24 non-regional members, including the Unit… more
Date: January 29, 2008
Creator: Weiss, Martin A.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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