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 Decade: 2010-2019
 Collection: Congressional Research Service Reports
Saving Rates in the United States: Calculation and Comparison

Saving Rates in the United States: Calculation and Comparison

Date: September 14, 2010
Creator: Elwell, Craig K.
Description: The amount of money saved has important economic consequences. Nationally, the amount of saving affects how much can be invested and ultimately the size of the capital stock. This report explains how national saving is measured, presents recent estimates of saving rates in the United States, and, for comparison, provides those of other major industrial countries.
Contributing Partner: UNT Libraries Government Documents Department
The European Union's Response to the 2007-2009 Financial Crisis

The European Union's Response to the 2007-2009 Financial Crisis

Date: August 13, 2010
Creator: Eubanks, Walter W.
Description: This report examines the EU responses to the financial crisis through changes to the financial regulatory structure at the EU level as well as the member country level. The countries examined are Germany and the United Kingdom, which have single financial regulators; the Netherlands, which has a twin peaks regulatory structure; and Spain, which has a functional structure.
Contributing Partner: UNT Libraries Government Documents Department
Federal Financial Services Regulatory Consolidation: Structural Response to the 2007-2009 Financial Crisis

Federal Financial Services Regulatory Consolidation: Structural Response to the 2007-2009 Financial Crisis

Date: April 12, 2010
Creator: Eubanks, Walter W.
Description: This report provides a brief history and overview of the U.S. federal financial services regulatory structure and examines the regulatory structural changes the three major federal government proposals would make to remedy the causes of the financial crisis. It concludes with a discussion of some possible implications of reform.
Contributing Partner: UNT Libraries Government Documents Department
The Status of the Basel III Capital Adequacy Accord

The Status of the Basel III Capital Adequacy Accord

Date: October 28, 2010
Creator: Eubanks, Walter W.
Description: The new Basel Capital Adequacy Accord (Basel III) is an agreement among countries' central banks and bank supervisory authorities on the amount of capital banks must hold as a cushion against losses and insolvency. Basel III is of concern to Congress mainly because it could put U.S. financial institutions at a competitive disadvantage in world financial markets. This report follows the basic elements of the Basel III documents on the types of capital requirements and their phase-in schedule, which were approved by the Basel member central bank governors on September 12, 2010. The elements are the new definition of Tier 1 capital, the minimum common equity capital, the capital conservation buffer, countercyclical capital buffer, liquidity coverage ratio, global leverage ratio, and wind-down government capital injections. The report concludes with some implications drawn from its content.
Contributing Partner: UNT Libraries Government Documents Department
Organized Crime in the United States: Trends and Issues for Congress

Organized Crime in the United States: Trends and Issues for Congress

Date: December 22, 2010
Creator: Finklea, Kristin M.
Description: This report provides a background on organized crime in the United States as well as the tools that Congress has afforded for the federal government to combat it. It outlines the trends in federal efforts to investigate and prosecute organized crime. The report then discusses the evolving nature of organized crime, including the domestic impact of organized crime, prominent organized crime groups, and their illegal activities affecting the United States. It concludes with a discussion of issues that Congress may wish to consider, including the attention the federal government allocates to organized crime matters, the multilateral efforts to combat organized crime, and issues surrounding a potential nexus between organized crime and terrorism.
Contributing Partner: UNT Libraries Government Documents Department
Organized Crime in the United States: Trends and Issues for Congress

Organized Crime in the United States: Trends and Issues for Congress

Date: January 27, 2010
Creator: Finklea, Kristin M.
Description: This report provides a background on organized crime in the United States as well as the tools that Congress has afforded for the federal government to combat it.
Contributing Partner: UNT Libraries Government Documents Department
Clean Coal Loan Guarantees and Tax Incentives: Issues in Brief

Clean Coal Loan Guarantees and Tax Incentives: Issues in Brief

Date: August 19, 2014
Creator: Folger, Peter & Sherlock, Molly F.
Description: This report discusses certain federal financial incentive mechanisms for "clean coal" commercial projects; namely, loan guarantees and tax incentives. At issue for Congress is the extent to which the private sector has used these financial toolsto develop the technology needed for reducing carbon dioxide (CO2) emissions while continuing to use available domestic coal reserves for electricity generation.
Contributing Partner: UNT Libraries Government Documents Department
VA-Home Loan Guaranty Program: An Overview

VA-Home Loan Guaranty Program: An Overview

Date: January 12, 2011
Creator: Foote, Bruce E.
Description: Report containing a summary of the VA Home Loan Guaranty Program.
Contributing Partner: UNT Libraries Government Documents Department
Campaign Finance Policy After Citizens United v. Federal Election Commission: Issues and Options for Congress

Campaign Finance Policy After Citizens United v. Federal Election Commission: Issues and Options for Congress

Date: February 1, 2010
Creator: Garrett, R. S.
Description: This report provides an overview of selected campaign finance policy options that may be relevant to the ruling in Citizens United v. Federal Election Commission. It also briefly comments on how Citizens United might affect political advertising. A complete understanding of how Citizens United will affect the campaign and policy environments is likely to be unavailable until at least the conclusion of the 2010 election cycle.
Contributing Partner: UNT Libraries Government Documents Department
Candidates, Groups, and the Campaign Finance Environment

Candidates, Groups, and the Campaign Finance Environment

Date: May 19, 2015
Creator: Garrett, R. S.
Description: This report briefly discusses the current campaign finance environment and the implications of changes to campaign finance policy over the past several decades.
Contributing Partner: UNT Libraries Government Documents Department