Congressional Research Service Reports - 22 Matching Results
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- The Small Business Lending Fund
- This report discusses on the Small Business Lending Fund (SBLF). It begins with a discussion of the supply and demand for small business loans. The SBLF's advocates argued that the fund was an important part of a larger effort to enhance the supply of small business loans. After describing the program's structure, the report then examines other arguments that were presented both for and against the program's enactment. Advocates claimed the SBLF would increase lending to small businesses and, in turn, create jobs. Opponents contended that the SBLF could lose money, lacked sufficient oversight provisions, did not require lenders to increase their lending to small businesses, could serve as a vehicle for the Troubled Asset Relief Program (TARP) recipients to effectively refinance their TARP loans on more favorable terms with little or no resulting benefit for small businesses, and could encourage a failing lender to make even riskier loans to avoid higher dividend payments. The report concludes with an examination of the SBLF's implementation by the Department of the Treasury and a discussion of bills introduced during recent Congresses to amend the SBLF.
- The Loan Limits for Government-Backed Mortgages
- This report contains brief program descriptions for each of the government-backed housing loan programs and discusses the maximum guarantee amounts for each. The government or quasi-government entities that insure or guarantee mortgages and are discussed in this report are the following: Fannie Mae and Freddie Mac, The Federal Housing Administration (FHA), The Department of Veteran Affairs (VA), and the U.S. Department of Agriculture's Rural Housing Service (RHS).
- Social Security: Calculation and History of Taxing Benefits
- This report discusses the calculations that go into taxing Social Security benefits, which prior to 1984 were exempt from taxation but have since been taxed at gradually increasing levels.
- Federal Advisory Committees: An Introduction and Overview
- This report offers a history of the Federal Advisory Committee Act (FACA), examines its current requirements, and provides data on federal advisory committees' operations and costs.
- Corporate Expatriation, Inversions, and Mergers: Tax Issues
- This report begins with a brief discussion of relevant portions of the U.S. corporate income tax system before examining how inversions were commonly structured. It then looks at how Congress and the Department of the Treasury have reduced the benefits of inversions, and concludes with an examination of methods that remain to invert and policy options available to prevent or limit these inversions.
- Multilateral Development Banks: U.S. Contributions FY1998-FY2009
- This report shows in tabular form how much the Administration requested and how much Congress appropriated during the past 11 years for U.S. payments to the multilateral development banks (MDBs). It also provides a brief description of the MDBs and the ways they fund their operations.
- The State of Campaign Finance Policy: Recent Developments and Issues for Congress
- As Congress decides whether to revisit law surrounding political campaigns, it may be appropriate to take stock of the current landscape and to examine what has changed, what has not, and what policy options might be relevant. This report provides a starting point for doing so. It also provides comments on how those events might affect future policy considerations.
- Budgetary Treatment of Federal Credit (Direct Loans and Loan Guarantees): Concepts, History, and Issues for the 112th Congress
- This report is about the Budget Trends, Highlights And Issues By Functional Fiscal Year 1975
- Globalization, Worker Insecurity, and Policy Approaches
- This report provides an overview of the globalization, worker insecurity, and policy approaches.
- The EMV Chip Card Transition: Background, Status, and Issues for Congress
- This report describes the financial harm caused by data breaches and explains how those breaches are carried out, and discusses resolved and remaining impediments to completing the EMV transition in the United States and identifies areas of potential congressional interest.
- The German Economy and U.S.-German Economic Relations
- This report discusses Germany's recent trends in economic performance and trade relations with the U.S. This report elaborates on these themes in three parts: historical economic performance; reform challenges facing German political leaders; and selected U.S.-German economic policy differences.
- Airport Improvement Program (AIP): Reauthorization Issues for Congress
- This report discusses the Airport Improvement Program and its complement, the passenger facility charge (PFC), within the broader context of airport capital development finance. After a brief history of federal support for airport construction and improvement, the report describes AIP funding, its source of revenues, funding distribution, and the types of projects the program funds.
- Organized Crime in the United States: Trends and Issues for Congress
- This report provides a background on organized crime in the United States as well as the tools that Congress has afforded for the federal government to combat it.
- Greece's Debt Crisis: Overview, Policy Responses, and Implications
- This report provides an overview of the Greek debt crisis; outlines the major causes of the crisis, focusing on both domestic and international factors; examines how Greece, the Eurozone members, and the IMF have responded to the crisis; and highlights the broader implications of Greece's debt crisis, including for the United States.
- Frequently Asked Questions about IMF Involvement in the Eurozone Debt Crisis
- On May 2, 2010, the Eurozone member states and the International Monetary Fund (IMF) announced an unprecedented €110 billion (about $145 billion) financial assistance package for Greece. The following week, on May 9, 2010, EU leaders announced that they would make an additional €500 billion (about $636 billion) in financial assistance available to vulnerable European countries, and suggested that the IMF could contribute up to an additional €220 billion to €250 billion (about $280 billion to $318 billion). This report answers frequently asked questions about IMF involvement in the Eurozone debt crisis.
- Legislative Options After Citizens United v. FEC: Constitutional and Legal Issues
- In Citizens United v. FEC, the Supreme Court invalidated two provisions of the Federal Election Campaign Act (FECA), finding that they were unconstitutional under the First Amendment. In response to the Supreme Court's ruling, various proposals have been discussed and legislation has been introduced in the 111th Congress. This report provides an analysis of the constitutional and legal issues raised by several proposals, organized by regulatory topic: increasing disclaimer requirements, increasing disclosure for tax-exempt organizations, requiring shareholder notification and approval, restricting U.S. subsidiaries of foreign corporations, restricting political expenditures by government contractors and grantees, taxing corporate independent expenditures, and providing public financing for congressional campaigns. The report also addresses amending the Constitution.
- "Dark Pools" In Equity Trading: Significance and Recent Developments
- This report discusses "Dark Pools", relatively recent and controversial electronic stock trading alternatives to traditional exchanges, such as the New York Stock Exchange (NYSE), and now account for about 15% of overall trading volume. The report discusses the pros and cons of "dark trading", civil suits in reaction to Dark Pools and recent Securities and Exchange Commission actions.
- Corporate Expatriation, Inversions, and Mergers: Tax Issues
- This report discusses relevant portions of the U.S. corporate income tax system and how inversions have commonly been structured. It also looks at how Congress and Department of the Treasury have reduced the benefits of inversions, including The American Jobs Creation Act, as well as post-2004 inversions and treasury regulations, and policy options.
- The Volcker Rule: A Legal Analysis
- This report provides an introduction to the Volcker Rule, which is the regulatory regime imposed upon banking institutions and their affiliates under Section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (P.L. 111-203).
- Costs of Government Interventions in Response to the Financial Crisis: A Retrospective
- This report presents how much the Troubled Asset Relief Program (TARP) ultimately cost (or benefited) the taxpayers based on straightforward cash accounting as reported by the various agencies.
- Multilateral Development Banks: General Capital Increases
- This report discusses issues related to each of the major Multilateral Development Banks (MDBs) simultaneously seeking increases in their capital bases to fund the continued expansion of their development lending programs. U.S. authorization to participate in the GCIs was provided in the FY2011 and FY2012 budget measures. Key issues regarding U.S. participation in the GCIs include: comparative effectiveness of bilateral and multilateral aid, scope of MDB activity, role of emerging economic powers, U.S. bidding for MDB-funded projects, and anti-corruption policies.
- Currency Manipulation: The IMF and WTO
- This report describes how the International Monetary Fund (IMF) and World Trade Organization (WTO) deal with the issue of currency manipulation. It also discusses apparent discrepancies in their charters and ways those differences might be addressed.