Congressional Research Service Reports - 133 Matching Results

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The Economic Effects of Raising National Saving

Description: Raising the share of income we save is a frequent aim of public policy. That may be particularly apparent in debates about the size of the federal budget deficit, but concerns about the low household saving rate have also prompted policymakers to consider ways to encourage individuals to save more. How much individuals save will directly affect their future economic well-being, but from a macroeconomic perspective, the source of saving — be it households, business, or government — makes no diff… more
Date: October 4, 2005
Creator: Cashell, Brian W.
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Partner: UNT Libraries Government Documents Department
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Federal Deposit Insurance Reform Legislation (Including Budgetary Implications)

Description: This report discusses two major deposit insurance reform bills that are currently before Congress, the Federal Deposit Insurance Reform Act of 2005 and the Safe and Fair Deposit Insurance Act of 2005. Both bills, if passed, would effectively raise assessments paid by banks and savings associations to the deposit insurance fund.
Date: November 9, 2005
Creator: Miles, Barbara L. & Jackson, William D.
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Should Credit Unions Be Taxed?

Description: Credit unions are financial cooperatives organized by people with a common bond; they are the only depository institutions that are exempt from the federal corporate income tax. As financial cooperatives, credit unions only accept deposits of members and make loans only to members, other credit unions, or credit union organizations. Many Members of Congress advocate a reliance on market forces rather than tax policy to allocate resources. Furthermore, some Members of Congress are interested in … more
Date: May 23, 2005
Creator: Bickley, James M.
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Partner: UNT Libraries Government Documents Department
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Campaign Finance Reform: Regulating Political Communications on the Internet

Description: In October 2002, the Federal Election Commission (FEC) promulgated regulations exempting from the definition of “public communication” those communications that are made over the Internet. In response to the FEC’s final rules, the two primary House sponsors of BCRA filed suit in U.S. district court against the FEC seeking to invalidate the regulations as opening a new avenue for circumvention of federal campaign finance law. In September 2004, in Shays v. FEC, the U.S. District Court for the Di… more
Date: September 20, 2005
Creator: Whitaker, L. Paige & Cantor, Joseph E.
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Partner: UNT Libraries Government Documents Department
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The Government's Long-Term Fiscal Shortfall: How Much is Attributable to Social Security?

Description: One reason that Social Security reform is on the congressional agenda is the large projected long-term fiscal shortfall facing Social Security, estimated at an average of 0.9% of gross domestic product (GDP) between now and 2080. But relatively little attention has been given to the potential long-term shortfall faced by the rest of the government, which is estimated to be more than 6.5 times larger than Social Security’s shortfall
Date: August 29, 2005
Creator: Labonte, Marc
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Partner: UNT Libraries Government Documents Department
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Costs and Benefits of Clear Skies: EPA's Analysis of Multi-Pollutant Clean Air Bills

Description: This report examines EPA's analysis and adjusts some of its assumptions to reflect current regulations. The most important adjustment is the choice of baseline. The agency’s analysis assumes as a baseline that, in the absence of new federal legislation, EPA and the states will take no additional action to control SO2, NOx, Hg, or CO2 emissions beyond those actions finalized by mid-2004. This baseline is put forth despite three rules recently promulgated by EPA that limit SO2, NOx, and Hg emissi… more
Date: November 23, 2005
Creator: McCarthy, James E. & Parker, Larry
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Partner: UNT Libraries Government Documents Department
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The United States as a Net Debtor Nation: Overview of the International Investment Position

Description: This report discusses the international investment position of the United States is an annual measure of the assets Americans own abroad and the assets foreigners own in the United States. The net position, or the difference between the two, sometimes is referred to as a measure of U.S. international indebtedness. Although this designation is not strictly correct, the net international investment position does reveal the difference between the total assets Americans own abroad and total amount … more
Date: August 30, 2005
Creator: Jackson, James K.
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Partner: UNT Libraries Government Documents Department
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The Administration of Federal Student Loan Programs: Background and Provisions

Description: This report discusses the history and current status of federal student loan programs. Specifically, the report focuses on the Federal Family Education Loan (FFEL) and the William D. Ford Direct Loan (DL). Moreover, the report highlights differences in the two programs such as that the FFEL is financed by private lenders, while the DL is financed by the federal government.
Date: June 29, 2005
Creator: Stoll, Adam
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Partner: UNT Libraries Government Documents Department
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Accounting Problems at Fannie Mae

Description: On September 22, 2004, the Office of Federal Housing Enterprise Supervision (OFHEO) made public a report that was highly critical of accounting methods at Fannie Mae, the government-sponsored enterprise that plays a leading role in the secondary mortgage market. OFHEO charged Fannie Mae with not following generally accepted accounting practices in two critical areas: (1) amortization of discounts, premiums, and fees involved in the purchase of home mortgages and (2) accounting for financial der… more
Date: November 15, 2005
Creator: Jickling, Mark
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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