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An Economic Analysis and Brief Legislative Overview of Usury Ceilings

Description: This report gives an economic analysis of usury ceilings, laws which set the maximum legal rate of interest to be charged on particular types of loans. It provides a brief overview of recent Federal l e g i s l a t i o n dealing with usury, with special emphasis on the Federal authorities mandated by P.L. 96-221, and the effectiveness of Federal preemption of State usury laws.
Date: July 2, 1981
Creator: Anderson, William
Partner: UNT Libraries Government Documents Department
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Social Security Financing: A Guide to Sources of Information

Description: This research guide identifies the information sources for the issue of social security financing as well as for a number of specific topics related to this subject.
Date: August 7, 1981
Creator: Cerny, Marsha K.
Partner: UNT Libraries Government Documents Department
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Bankruptcy and Business Failure Data

Description: The purpose of this report is to provide statistical data on the actual number of businesses that are filing for bankruptcy or ceasing operations. Tabular data of both a historical and current nature concerning business failures and bankruptcies is provided.
Date: August 20, 1982
Creator: Scott, Oscar
Partner: UNT Libraries Government Documents Department
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Foreign Investment in U.S. Industry

Description: Although the total amount of foreign direct investment (FDI) in the U.S. is small relative to U.S. direct investment abroad, it is growing rapidly and may have a large effect on some industries and geographic areas of the U.S. The two main issues raised by FDI in the U.S. are first, shall Congress require more extensive data collection efforts than are already underway, and second, should laws be enacted to limit foreign direct investment in the U.S. These two issues turn in substantial measure… more
Date: October 18, 1982
Creator: Wilson, Arlene
Partner: UNT Libraries Government Documents Department
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The Changing World of Financial Intermediaries and Related Institutions: Survey of Major Developments and Their Implications for Public Policy

Description: Inflation, high and variable interest rates, and new electronic technology have had a profound impact on financial institutions throughout the world. This report surveys how the various kinds of financial institutions in the United States have been affected by these developments, how they have reacted, what major legislative action has been taken, and what policy issues remain.
Date: December 30, 1982
Creator: Allen, Julius W.
Partner: UNT Libraries Government Documents Department
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Social Security Financing

Description: The Old-Age and Survivors Insurance (OASI) program, the largest of the social security programs, will not have sufficient resources to meet its benefit payments on time in July 1983. Even if the program were permitted to continue to borrow from the other social security programs, the financial the shortfall would re-emerge in 1984.
Date: January 25, 1983
Creator: Koitz, David Stuart; Kollmann, Geoffrey & Miller, Nancy
Partner: UNT Libraries Government Documents Department
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The General Motors-Toyota Joint Venture and Its Competitive Implications

Description: This report reviews the economics of joint ventures by focusing on their implication for market competition. It also reviews the legislative history of mergers and joint ventures with special emphasis on aspects of the law that are directed at reducing market concentration.
Date: July 13, 1983
Creator: Bass, Gwenell L.
Partner: UNT Libraries Government Documents Department
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The Divestiture of American Telephone and Telegraph Company: The Impact on Shareholders

Description: This report analyzes the impact which the divestiture of the American Telephone and Telegraph Company (AT&T) will have on the 3.2 million holders of AT&T stock. The method of distribution and the listing and trading mechanics of the shares as well as dividend and tax information are discussed. A brief analysis of initial stock performance based on the first two weeks of trading concludes the analysis.
Date: December 7, 1983
Creator: Gilroy, Angele A.
Partner: UNT Libraries Government Documents Department
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Grace Commission

Description: From Introduction: This report includes statements from the Grace Commission summarizing the 2,478 recommendations on ways to save $424 billion of "waste" in the Federal Government over three years, as outlined in the 656-page, two-volume Summary Report.
Date: 1984
Creator: Library of Congress. Congressional Research Service.
Partner: UNT Libraries Government Documents Department
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High Interest Rates: Causes, Consequences, and Issues

Description: This paper reviews the causes of the steep interest rate escalation since 1978 and the persistence of high rates during the recent recession and revival.
Date: January 30, 1984
Creator: Dernburg, Thomas F
Partner: UNT Libraries Government Documents Department
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Finance and Adjustment: The International Debt Crisis, 1982-84

Description: This report provides an overview of the international debt problem which has significantly disturbed the international economic environment of the 1980s. It describes the characteristics of the less developed country (LDC) debt and discusses the role of major participants in the debt crisis. The study shows how the role of the participants has evolved during the crisis. Lastly, some of the issues arising from the debt crisis are discussed.
Date: September 17, 1984
Creator: Wertman, Patricia A.
Partner: UNT Libraries Government Documents Department
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Conrail: Sell to Norfolk Southern Corporation or Sell to a Group of Investors?

Description: This issue brief discusses that possible forthcoming sale of a large, federally-owned railroad to the holding company of one of the Nation's largest railroads, or sale to a group of investors for later sale to the public through a stock offering.
Date: July 18, 1985
Creator: Thompson, Stephen J.
Partner: UNT Libraries Government Documents Department
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World Bank Legislation Before the 99th Congress

Description: The 99th Congress has before it several proposals to authorize additional U.S. contributions to multilateral development banks. These include potential subscriptions or contributions to the International Bank for Reconstruction and Development (IBRD), the International Finance Corporation (IFC), the African Development Fund (AFDF), and the special African aid facility of the International Development Association (IDA). There is no legislation now before Congress to authorize new contributions t… more
Date: July 26, 1985
Creator: Sanford, Jonathan E.
Partner: UNT Libraries Government Documents Department
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World Bank Legislation Before the 99th Congress

Description: The 99th Congress has before it several proposals to authorize additional U.S. contributions to multilateral development banks. These include potential subscriptions or contributions to the International Bank for Reconstruction and Development (IBRD), the International Finance Corporation (IFC), the African Development Fund (AFDF), and the special African aid facility of the International Development Association (IDA). There is no legislation now before Congress to authorize new contributions t… more
Date: July 26, 1985
Creator: Sanford, Jonathan E.
Partner: UNT Libraries Government Documents Department
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Exchange Rates: The Dollar in International Markets

Description: Mainstream economic theory suggests that U.S. budget deficit was the main cause of the dollar appreciation between 1980 and early 1985. The high budget deficit forced the U.S. Government to compete against the private sector for available savings, raising interest rates in the United States. In response, net capital inflows to the United States increased, the demand for dollars on the foreign exchange market went up, and the dollar appreciated. Restrictive budgets and loose monetary policies ab… more
Date: April 17, 1987
Creator: Wilson, Arlene
Partner: UNT Libraries Government Documents Department
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The Liability Insurance Controversy

Description: This report discusses liability insurance, as the primary method of managing business related risks that has been recognized as one of the foundations of American comnerce.
Date: May 1, 1987
Creator: Whiteman, David
Partner: UNT Libraries Government Documents Department
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