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 Decade: 2000-2009
 Collection: Congressional Research Service Reports
Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Date: July 17, 2009
Creator: Carpenter, David H. & Jickling, Mark
Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 (the CPFA Act or the Act) and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation. The report then raises some questions regarding state law preemption, sources of funding, and rule-making procedures that the Act does not fully answer.
Contributing Partner: UNT Libraries Government Documents Department
The Economic Effects of Raising National Saving

The Economic Effects of Raising National Saving

Date: October 4, 2005
Creator: Cashell, Brian W
Description: Raising the share of income we save is a frequent aim of public policy. That may be particularly apparent in debates about the size of the federal budget deficit, but concerns about the low household saving rate have also prompted policymakers to consider ways to encourage individuals to save more. How much individuals save will directly affect their future economic well-being, but from a macroeconomic perspective, the source of saving — be it households, business, or government — makes no difference. This report presents standard economic analysis of the macroeconomic effects of raising saving.
Contributing Partner: UNT Libraries Government Documents Department
The Economics of the Federal Budget Surplus

The Economics of the Federal Budget Surplus

Date: March 30, 2001
Creator: Cashell, Brian W
Description: Fiscal 1998 marked the first year that total receipts exceeded outlays in the federal budget since 1969. Since then, the budget has been in surplus and official projections expect the budget to remain in surplus for the foreseeable future. Congressional Budget Office (CBO) baseline projections indicate that the budget surpluses are expected to grow steadily over the next 10 years.
Contributing Partner: UNT Libraries Government Documents Department
The Economics of the Federal Budget Surplus

The Economics of the Federal Budget Surplus

Date: March 30, 2001
Creator: Cashell, Brian W
Description: Fiscal 1998 marked the first year that total receipts exceeded outlays in the federal budget since 1969. Since then, the budget has been in surplus and official projections expect the budget to remain in surplus for the foreseeable future. Congressional Budget Office (CBO) baseline projections indicate that the budget surpluses are expected to grow steadily over the next 10 years.
Contributing Partner: UNT Libraries Government Documents Department
The Macroeconomic Effects of Hurricane Katrina

The Macroeconomic Effects of Hurricane Katrina

Date: September 13, 2005
Creator: Cashell, Brian W
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Who Are the "Middle Class"?

Who Are the "Middle Class"?

Date: October 22, 2008
Creator: Cashell, Brian W.
Description: There is no consensus definition of "middle class," neither is there an official government definition. What constitutes the middle class is relative, subjective, and not easily defined. The mid-point in the distribution is the median, and in 2007 the median household income was $50,233. How far above and below that amount the middle stretches remains an open question. This report explores the various definitions of the middle class and what salary ranges those definitions encompass, as well as related statistics and surveys that support this information.
Contributing Partner: UNT Libraries Government Documents Department
Insurance Regulation and Competition: Background and Issues

Insurance Regulation and Competition: Background and Issues

Date: December 18, 2002
Creator: Cobb, Carolyn
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Insurance Regulation and Competition: Background and Issues

Insurance Regulation and Competition: Background and Issues

Date: January 28, 2003
Creator: Cobb, Carolyn
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Insurance Regulation: Background and Issues

Insurance Regulation: Background and Issues

Date: May 14, 2003
Creator: Cobb, Carolyn & Webel, Baird
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Steel: Legislative and Oversight Issues

Steel: Legislative and Oversight Issues

Date: April 2, 2003
Creator: Cooney, Stephen
Description: None
Contributing Partner: UNT Libraries Government Documents Department