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A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: Report that looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: August 29, 2012
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department
open access

A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: This report looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: July 18, 2012
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department
open access

Credit Card Minimum Payments

Description: Recently, credit card issuers began adjusting their minimum payment formulas, raising the amount of the required monthly payment. Congress has focused on the need to increase consumer awareness of the financial jeopardy that can result from paying only the required minimum. This report provides an overview of the issues and congressional action. It will be updated as events warrant.
Date: December 21, 2005
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
open access

Products Liability: A Legal Overview

Description: This report discusses products liability, which refers to the liability of a manufacturer or seller for injury caused by his product to the person or property of a buyer or third party. Legal developments starting in the 1960s, particularly the adoption of strict tort liability, have made it substantially easier for persons injured by defective products to recover damages.
Date: January 16, 2009
Creator: Chu, Vivian S.
Partner: UNT Libraries Government Documents Department
open access

Consumer and Credit Reporting, Scoring, and Related Policy Issues

Description: This report provides background information on the consumer data industry and various specialty areas. One prominent specialty area--consumer scoring--is explained and includes information about various factors used to calculate credit scores. It provides a general description of the current regulatory framework of the consumer data industry. Finally, this report discusses selected policy issues pertaining to credit scoring and proposed modifications that may result in expanded consumer protect… more
Date: July 30, 2015
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
open access

Tobacco Master Settlement Agreement (1998): Overview, Implementation by States, and Congressional Issues

Description: On November 23, 1998, attorneys general representing 46 states, the District of Columbia, and the five U.S. territories signed an agreement with the major cigarette companies to settle all the state lawsuits seeking to recover the Medicaid costs of treating smokers. The Master Settlement Agreement, or MSA, contractually imposes some restrictions on tobacco advertising, marketing, and promotion and requires the manufacturers to make annual payments totaling about $206 billion through 2025. It fo… more
Date: November 5, 1999
Creator: Redhead, C. Stephen
Partner: UNT Libraries Government Documents Department
open access

Advertising Industry in the Digital Age

Description: This report discusses regulatory challenges faced by policymakers as the advertising industry enters a period of far-reaching change brought about by the economic downturn and structural shifts as consumers move to the Internet and other digital platforms for news, entertainment, and socializing.
Date: November 9, 2009
Creator: Kirchhoff, Suzanne M.
Partner: UNT Libraries Government Documents Department
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