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 Collection: Congressional Research Service Reports
Fair Credit Reporting Act: Preemption of State Law

Fair Credit Reporting Act: Preemption of State Law

Date: August 28, 2003
Creator: Welborn, Angie A
Description: As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act.
Contributing Partner: UNT Libraries Government Documents Department
Farm Product "Check-Off" Programs: A Constitutional Analysis

Farm Product "Check-Off" Programs: A Constitutional Analysis

Date: June 21, 2005
Creator: Vina, Stephen R
Description: None
Contributing Partner: UNT Libraries Government Documents Department
The FDA 2009 Budget Request

The FDA 2009 Budget Request

Date: May 19, 2008
Creator: Johnson, Judith A.; Lister, Sarah A.; Porter, Donna V.; Smith, Pamela W.; Thaul, Susan & Williams, Erin D.
Description: The Administration's FY2009 budget request of $2.4 billion for the Food and Drug Administration (FDA) would provide a 5.7% increase ($130 million) over FY2008. User fees would make up about 26% of the total amount requested and would account for 61% of the proposed increase. Budget documents indicate that the additional funding would provide for expanded activities to ensure the safety of foods and drugs, as well as to accelerate the availability of new medical products. About half of the requested increase would be used for cost-of-living pay increases, as opposed to new program activities.
Contributing Partner: UNT Libraries Government Documents Department
Federal Advertising Law: An Overview

Federal Advertising Law: An Overview

Date: February 9, 1998
Creator: Cohen, Henry
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Federal Sales of Natural Resources: Pricing and Allocation Mechanisms (1998)

Federal Sales of Natural Resources: Pricing and Allocation Mechanisms (1998)

Date: December 11, 1998
Creator: Gorte, Ross W
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Financial Market Turmoil and U.S. Macroeconomic Performance

Financial Market Turmoil and U.S. Macroeconomic Performance

Date: June 9, 2009
Creator: Elwell, Craig K.
Description: Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses.
Contributing Partner: UNT Libraries Government Documents Department
Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Date: July 17, 2009
Creator: Carpenter, David H. & Jickling, Mark
Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 (the CPFA Act or the Act) and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation. The report then raises some questions regarding state law preemption, sources of funding, and rule-making procedures that the Act does not fully answer.
Contributing Partner: UNT Libraries Government Documents Department
Firestone Tire Recall: NHTSA, Industry, and Congressional Responses

Firestone Tire Recall: NHTSA, Industry, and Congressional Responses

Date: January 24, 2001
Creator: Rothberg, Paul F; Bass, Gwenell L & Thompson, Duane A
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Food Safety in the 111th Congress

Food Safety in the 111th Congress

Date: September 23, 2010
Creator: Johnson, Renée
Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Contributing Partner: UNT Libraries Government Documents Department
Food Safety in the 111th Congress: H.R. 2749 and S. 510

Food Safety in the 111th Congress: H.R. 2749 and S. 510

Date: October 7, 2010
Creator: Johnson, Renée
Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Contributing Partner: UNT Libraries Government Documents Department