You limited your search to:

 Collection: Congressional Research Service Reports
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5521/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5520/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5519/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5518/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs3487/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs3486/
Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4076/
Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4075/
Ecstasy: Legislative Proposals in the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs4073/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2339/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2338/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2337/
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies
This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort. digital.library.unt.edu/ark:/67531/metadc103103/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2824/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4667/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4666/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4665/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2825/
Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Violations of Laws Relating to the Provision of "Lawful Goods and Services"
No Description digital.library.unt.edu/ark:/67531/metacrs2848/
Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence
This report examines two provisions in the Conference Report on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2002, H.R. 107-617, 107th Cong., 2d Sess. (2002): the homestead exemption and dischargeability of liability for abortion clinic violence. digital.library.unt.edu/ark:/67531/metacrs2847/
The Consumer Financial Protection Bureau (CFPB): A Legal Analysis
This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding. digital.library.unt.edu/ark:/67531/metadc276920/
Spyware: Background and Policy Issues for Congress
No Description digital.library.unt.edu/ark:/67531/metacrs9792/
The Consumer Price Index: An Overview
The consumer price index is probably the most widely used measure of inflation. Changes i n the index affect the incomes of a substantial portion of the U.S. population. This report provides background information on the history and concepts of the index. In addition, several factors which may produce biases in the index are analyzed. The objective is to provide an introduction to the CPI f o r the policy maker who wishes to acquire a working knowledge of the concept as an aid in examining economic policy alternatives. digital.library.unt.edu/ark:/67531/metacrs8856/
Spyware: Background and Policy Issues for Congress
The term "spyware" is not well defined. Generally, it is used to refer to any software that is downloaded onto a person's computer without their knowledge. Spyware may collect information about a computer user's activities and transmit their information to someone else. Most spyware is installed surreptitiously, and most users are therefore unaware that spyware exists on their computers. A central point of the spyware debate in Congress is whether new laws are needed, or if industry self-regulation, coupled with enforcement actions under existing laws, such as the Trade Commission Act, is sufficient. digital.library.unt.edu/ark:/67531/metacrs10401/
Prescription Drugs: Importation for Personal Use
No Description digital.library.unt.edu/ark:/67531/metacrs1522/
Importing Prescription Drugs: Objectives, Options, and Outlook
No Description digital.library.unt.edu/ark:/67531/metacrs5777/
Importing Prescription Drugs
No Description digital.library.unt.edu/ark:/67531/metacrs2336/
Importing Prescription Drugs
No Description digital.library.unt.edu/ark:/67531/metacrs2335/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs5774/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4058/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4057/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4056/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4055/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4054/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4053/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4052/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs4051/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
No Description digital.library.unt.edu/ark:/67531/metacrs2325/
The Hatch-Waxman Act: Proposed Legislative Changes
No Description digital.library.unt.edu/ark:/67531/metacrs2324/
Consumer Bankruptcy Reform: Proposals Before the 105th Congress
This report examines current consumer bankruptcy practice and the proposals set forth in the reform bills. Also considered are the legislative history of the current consumer bankruptcy scheme, and topics likely to be debated as Congress proceeds to consider consumer bankruptcy reform. digital.library.unt.edu/ark:/67531/metacrs599/
Prescription Drug User Fee Act of 1992: Effects on Bringing New Drugs to Market
No Description digital.library.unt.edu/ark:/67531/metacrs416/
U.S. Living Standards Compared to Those of Six Other Industrialized Nations
No Description digital.library.unt.edu/ark:/67531/metacrs51/
Consumers and Food Price Inflation
This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups. digital.library.unt.edu/ark:/67531/metadc97973/
The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?
Report that provides technical and logistical information on how the Chained Consumer Price Index for all Urban Consumers (C-CPI-U) is constructed and reported by the U.S. Bureau of Labor Statistics (BLS). It explains methodological and statistical differences between the standard Consumer Price Index (CPI) and the C-CPI-U. It then addresses a key impediment to moving to the C-CPI-U. digital.library.unt.edu/ark:/67531/metadc227992/
Consumers and Food Price Inflation
This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups. digital.library.unt.edu/ark:/67531/metadc227643/
Consumer Proposals in the Bankruptcy Reform Act of 1998: H.R. 3150, 105th Congress, 2d Session (1998)
This report considers the legislative history of the current consumer bankruptcy scheme. It examines current consumer bankruptcy practice and surveys the consumer proposals set forth in Title I of H.R. 3150, with an emphasis on the likely impact of the bill on family support obligations. digital.library.unt.edu/ark:/67531/metacrs687/
Asbestos Compensation Act of 2000
This report summarizes H.R. 1283, 106th Congress, the Asbestos Compensation Act of 2000, as ordered to be reported with amendments by the House Committee on the Judiciary on March 16, 2000. The bill would create an administrative procedure for asbestos liability claims. digital.library.unt.edu/ark:/67531/metacrs1122/
Medicare: Beneficiary Cost-Sharing Under Proposed Prescription Drug Benefits
No Description digital.library.unt.edu/ark:/67531/metacrs3700/
Beneficiary Information and Decision Supports for the Medicare-Endorsed Prescription Drug Discount Card
On December 8, 2003 the President signed into law the Medicare Prescription Drug, Improvement and Modernization Act of 2003 (MMA, P.L. 108-173). This legislation establishes a Medicare prescription drug benefit, effective January 1, 2006. In the interim, the legislation requires the Department of Health and Human Services (HHS) to establish a temporary program of Medicare-endorsed prescription drug discount cards. This report discusses the objectives and benefits of this legislation. digital.library.unt.edu/ark:/67531/metacrs6351/
Credit Default Swaps: Frequently Asked Questions
Credit default swaps are contracts that provide protection against default by third parties, similar to insurance. These financial derivatives are used by banks and other financial institutions to manage risk. The rapid growth of the derivatives market, the potential for widespread credit defaults (such as defaults for subprime mortgages), and operational problems in the over-the-counter (OTC) market where credit default swaps are traded, have led some policymakers to inquire if credit default swaps are a danger to the financial system and the economy. This report defines credit default swaps, explains their use by banks for risk management, and discusses the potential for systemic risk. digital.library.unt.edu/ark:/67531/metacrs10780/