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 Collection: Congressional Research Service Reports
Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Date: July 17, 2009
Creator: Carpenter, David H. & Jickling, Mark
Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 (the CPFA Act or the Act) and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation. The report then raises some questions regarding state law preemption, sources of funding, and rule-making procedures that the Act does not fully answer.
Contributing Partner: UNT Libraries Government Documents Department
The Pros and Cons of Allowing the Federal Government to Negotiate Prescription Drug Prices

The Pros and Cons of Allowing the Federal Government to Negotiate Prescription Drug Prices

Date: February 18, 2005
Creator: Hahn, Jim
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Compensating Farmers for the Tobacco Settlement

Compensating Farmers for the Tobacco Settlement

Date: July 6, 1998
Creator: Womach, Jasper
Description: The legislative proposals designed to reduce smoking, primarily by teenagers, are likely to have negative economic consequences for tobacco growers and tobacco-dependent communities. This report discusses the possibility of some kind of compensation to farmers as part of the settlement package legislation.
Contributing Partner: UNT Libraries Government Documents Department
Data Security: Protecting the Privacy of Phone Records

Data Security: Protecting the Privacy of Phone Records

Date: May 17, 2006
Creator: Stevens, Gina Marie & Rainson, Tara Alexandra
Description: This report discusses recent legislative and regulatory efforts to protect the privacy of customer telephone records, and efforts to prevent the unauthorized use, disclosure, or sale of such records by data brokers. In addition, it provides a brief overview of the confidentiality protections for customer information established by the Communications Act of 1934.
Contributing Partner: UNT Libraries Government Documents Department
Data Security: Protecting the Privacy of Phone Records

Data Security: Protecting the Privacy of Phone Records

Date: February 28, 2006
Creator: Stevens, Gina Marie & Rainson, Tara Alexandra
Description: This report discusses recent legislative and regulatory efforts to protect the privacy of customer telephone records, and efforts to prevent the unauthorized use, disclosure, or sale of such records by data brokers. In addition, it provides a brief overview of the confidentiality protections for customer information established by the Communications Act of 1934.
Contributing Partner: UNT Libraries Government Documents Department
Spyware: Background and Policy Issues for Congress

Spyware: Background and Policy Issues for Congress

Date: January 26, 2005
Creator: Smith, Marcia S
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Protection of Lawful Commerce in Arms Act, H.R. 1036, S. 659, S. 1805, S. 1806, 108th Congress: Legal Analysis

Protection of Lawful Commerce in Arms Act, H.R. 1036, S. 659, S. 1805, S. 1806, 108th Congress: Legal Analysis

Date: November 17, 2003
Creator: Cohen, Henry
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Class Actions and Proposed Reform in the 108th Congress: Class Action Fairness Act of 2003

Class Actions and Proposed Reform in the 108th Congress: Class Action Fairness Act of 2003

Date: June 23, 2003
Creator: Wallace, Paul Starett, Jr
Description: The report discusses the consumer class action bill of rights in each proposal contains safeguards which provide for judicial scrutiny of coupon and other non-cash settlements, protection against a proposed settlement that would result in a net loss to a class member, protection against discrimination based upon geographic location, and prohibition on a class representative receiving a greater share of the award.
Contributing Partner: UNT Libraries Government Documents Department
Class Actions and Proposed Reform in the 107th Congress: Class Action Fairness Act of 2002

Class Actions and Proposed Reform in the 107th Congress: Class Action Fairness Act of 2002

Date: March 12, 2002
Creator: Wallace, Paul Starett, Jr
Description: This report discusses the Class Action Fairness Act of 2002. The bill reflects a preference for class actions to be adjudicated in federal courts and would enlarge U.S. district courts original jurisdiction over class actions with claims aggregating $2,000,000 or more (even if each of the members of the class had not sustained damages in excess of $75,000 as is now required).
Contributing Partner: UNT Libraries Government Documents Department
Medicare Endorsed Prescription Drug Discount Card Program

Medicare Endorsed Prescription Drug Discount Card Program

Date: August 19, 2004
Creator: O'Sullivan, Jennifer
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Protection of Lawful Commerce in Arms Act, H.R. 1036 and S. 659, 108th Congress: Legal Analysis

Protection of Lawful Commerce in Arms Act, H.R. 1036 and S. 659, 108th Congress: Legal Analysis

Date: September 5, 2003
Creator: Cohen, Henry
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Protection of Lawful Commerce in Arms Act, H.R. 1036, 108th Congress: Legal Analysis

Protection of Lawful Commerce in Arms Act, H.R. 1036, 108th Congress: Legal Analysis

Date: April 10, 2003
Creator: Cohen, Henry
Description: None
Contributing Partner: UNT Libraries Government Documents Department
President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

Date: February 7, 2003
Creator: Villarreal, M. Angeles
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Medicare: Major Prescription Drug Provisions of Selected Bills

Medicare: Major Prescription Drug Provisions of Selected Bills

Date: July 10, 2002
Creator: O'Sullivan, Jennifer
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Medicare: Major Prescription Drug Provisions of Selected Bills

Medicare: Major Prescription Drug Provisions of Selected Bills

Date: July 16, 2002
Creator: O'Sullivan, Jennifer
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Medicare: Major Prescription Drug Provisions of Selected Bills

Medicare: Major Prescription Drug Provisions of Selected Bills

Date: August 14, 2002
Creator: O'Sullivan, Jennifer
Description: None
Contributing Partner: UNT Libraries Government Documents Department
The Cost of Prescription Drugs for the Uninsured Elderly and Legislative Approaches

The Cost of Prescription Drugs for the Uninsured Elderly and Legislative Approaches

Date: January 16, 2001
Creator: Transportation and Industry Analysis Section
Description: The purpose of this report is to explain why many of those who are least able to afford high drug costs are those who are most frequently charged the most. This report describes the basic economic theory underlying price differentiation and, in the context of the pharmaceutical market, analyzes the role and behavior of pharmacy benefit managers (PBMs), pharmaceutical manufacturers, and retail pharmacies, respectively. It also looks at a number of the criticisms that have been made of the practice of differential pricing. Finally, this report discusses various policy approaches aimed at assisting the elderly to purchase prescription drugs.
Contributing Partner: UNT Libraries Government Documents Department
President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

Date: June 20, 2002
Creator: Villarreal, M. Angeles
Description: None
Contributing Partner: UNT Libraries Government Documents Department
President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

President Bush's Proposed Medicare-Endorsed Drug Discount Card Initiative: Status and Issues

Date: October 8, 2002
Creator: Villarreal, M. Angeles
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Date: September 9, 2009
Creator: Carpenter, David H. & Jickling, Mark
Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation.
Contributing Partner: UNT Libraries Government Documents Department
Standardized Choices: Medigap Lessons for Medicare Part D

Standardized Choices: Medigap Lessons for Medicare Part D

Date: March 8, 2006
Creator: Hahn, Jim
Description: None
Contributing Partner: UNT Libraries Government Documents Department
State Securities Class Action Suits: Merrill Lynch, Pierce, Fenner

State Securities Class Action Suits: Merrill Lynch, Pierce, Fenner

Date: November 1, 2005
Creator: Seitzinger, Michael V
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Spyware: Background and Policy Issues for Congress

Spyware: Background and Policy Issues for Congress

Date: October 25, 2005
Creator: Smith, Marcia S
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Three Utility Financing Issues

Three Utility Financing Issues

Date: May 17, 1984
Creator: Morrison, Sylvia & Flaherty, Kevin
Description: None
Contributing Partner: UNT Libraries Government Documents Department