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 Collection: Congressional Research Service Reports
Products Liability: A Legal Overview
No Description digital.library.unt.edu/ark:/67531/metacrs4067/
Products Liability: A Legal Overview
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Products Liability: A Legal Overview
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Products Liability: A Legal Overview
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Products Liability: A Legal Overview
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Products Liability: A Legal Overview
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Products Liability: A Legal Overview
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A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year
This report looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive. digital.library.unt.edu/ark:/67531/metadc98037/
Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence
This report examines two provisions in the Conference Report on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2002, H.R. 107-617, 107th Cong., 2d Sess. (2002): the homestead exemption and dischargeability of liability for abortion clinic violence. digital.library.unt.edu/ark:/67531/metacrs2847/
Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Violations of Laws Relating to the Provision of "Lawful Goods and Services"
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Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2825/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2824/
Tobacco Master Settlement Agreement (1998): Overview, Implementation by States, and Congressional Issues
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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The Proposed Tobacco Settlement: Who Pays for the Health Costs of Smoking?
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The Tobacco Settlement: An Overview
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5521/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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The Tobacco Settlement: Issues
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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The Proposed Tobacco Settlement: Effects on Prices, Smoking Behavior, and Income Distribution
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Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4665/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4667/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4666/
Identity Theft: The Internet Connection
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Financial Market Turmoil and U.S. Macroeconomic Performance
Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses. digital.library.unt.edu/ark:/67531/metadc26126/
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies
This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort. digital.library.unt.edu/ark:/67531/metadc103103/
Spyware: Background and Policy Issues for Congress
The term "spyware" is not well defined. Generally, it is used to refer to any software that is downloaded onto a person's computer without their knowledge. Spyware may collect information about a computer user's activities and transmit their information to someone else. Most spyware is installed surreptitiously, and most users are therefore unaware that spyware exists on their computers. A central point of the spyware debate in Congress is whether new laws are needed, or if industry self-regulation, coupled with enforcement actions under existing laws, such as the Trade Commission Act, is sufficient. digital.library.unt.edu/ark:/67531/metacrs10401/
Prescription Drugs: Importation for Personal Use
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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The Hatch-Waxman Act: Proposed Legislative Changes
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Importing Prescription Drugs
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Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2337/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2338/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2339/
Importing Prescription Drugs
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The Consumer Price Index: An Overview
The consumer price index is probably the most widely used measure of inflation. Changes i n the index affect the incomes of a substantial portion of the U.S. population. This report provides background information on the history and concepts of the index. In addition, several factors which may produce biases in the index are analyzed. The objective is to provide an introduction to the CPI f o r the policy maker who wishes to acquire a working knowledge of the concept as an aid in examining economic policy alternatives. digital.library.unt.edu/ark:/67531/metacrs8856/