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 Country: United States
 Collection: Congressional Research Service Reports
The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Date: January 14, 2014
Creator: Carpenter, David H.
Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Contributing Partner: UNT Libraries Government Documents Department
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Date: July 23, 2010
Creator: Murphy, M. Maureen
Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Contributing Partner: UNT Libraries Government Documents Department
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Date: February 7, 2011
Creator: Murphy, M. Maureen
Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Contributing Partner: UNT Libraries Government Documents Department
The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

Date: November 5, 2013
Creator: Murrill, Brandon J.
Description: This report examines the Consumer Product Safety Commission's (CPSC) role in regulating U.S. imported and exported consumer products. It also examines some of the international obligations that the United States has undertaken with respect to the promulgation of standards-related measures, such as mandatory consumer product safety regulations.
Contributing Partner: UNT Libraries Government Documents Department
Direct-to-Consumer Advertising of Prescription Drugs

Direct-to-Consumer Advertising of Prescription Drugs

Date: May 20, 2009
Creator: Thaul, Susan
Description: This report describes the current status of direct-to-consumer (DTC) drug advertising; analyzes issues surrounding it; and discusses potential options for Congress.
Contributing Partner: UNT Libraries Government Documents Department
Federal Advertising Law: An Overview

Federal Advertising Law: An Overview

Date: February 9, 1998
Creator: Cohen, Henry
Description: This report provides a brief overview of federal law with respect to five selected advertising issues: alcohol advertising, tobacco advertising, the Federal Trade Commission Act, advertising by mail, and advertising by telephone. There are numerous federal statutes regulating advertising that do not fit within any of these categories; as random examples, the Food, Drug, and Cosmetic Act requires disclosures in advertisements for prescription drugs ; the Truth in Lending Act governs the advertising of consumer credit ; and a federal criminal statute makes it illegal falsely to convey in an advertisement that a business is connected with a federal agency.
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: January 29, 2004
Creator: Riehl, James R.
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing With Unwanted Telemarketing Calls

Telemarketing: Dealing With Unwanted Telemarketing Calls

Date: December 30, 2002
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing With Unwanted Telemarketing Calls

Telemarketing: Dealing With Unwanted Telemarketing Calls

Date: October 8, 2002
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: October 5, 2004
Creator: Riehl, James R.
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and on the options that are available to consumers to attempt to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available) and will be updated as legislation or news events warrant.
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: August 22, 2003
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: October 9, 2003
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: June 30, 2003
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing with Unwanted Telemarketing Calls

Telemarketing: Dealing with Unwanted Telemarketing Calls

Date: May 9, 2003
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Telemarketing: Dealing With Unwanted Telemarketing Calls

Telemarketing: Dealing With Unwanted Telemarketing Calls

Date: May 30, 2002
Creator: Riehl, James R
Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Contributing Partner: UNT Libraries Government Documents Department
Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003

Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003

Date: December 6, 2004
Creator: O'Sullivan, Jennifer; Chaikind, Hinda; Tilson, Sibyl; Boulanger, Jennifer & Morgan, Paulette
Description: This report examines the the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, which creates a prescription drug benefit for Medicare beneficiaries and establishes a new Medicare Advantage program to replace the current Medicare+Choice program.
Contributing Partner: UNT Libraries Government Documents Department
Policy Issues in the General Motors Vehicle Recall

Policy Issues in the General Motors Vehicle Recall

Date: March 31, 2014
Creator: Canis, Bill; Peterman, David Randall & Pettit, Carol A.
Description: This report discusses the National Highway Traffic Safety Administration (NHTSA) process by which vehicle safety defects are identified and vehicles are recalled, as well as the impact that the 2009 GM bankruptcy may have on liability for this defect.
Contributing Partner: UNT Libraries Government Documents Department
The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?

The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?

Date: May 8, 2013
Creator: Whittaker, Julie M.
Description: This report provides technical and logistical information on how the Consumer Price Index for all Urban Consumers (C-CPI-U) is constructed and reported by the U.S. Bureau of Labor Statistics (BLS).
Contributing Partner: UNT Libraries Government Documents Department
The Target and Other Financial Data Breaches: Frequently Asked Questions

The Target and Other Financial Data Breaches: Frequently Asked Questions

Date: February 4, 2015
Creator: Weiss, N. E. & Miller, Rena S.
Description: This report answers some frequently asked questions about the Target and selected other data breaches, including what is known to have happened in the breach, and what costs may result. It also examines some of the broader issues common to data breaches, including how the payment system works, how cybersecurity costs are shared and allocated within the payment system, who bears the losses in such breaches more generally, what emerging cybersecurity technologies may help prevent them, and what role the government could play in encouraging their adoption. The report addresses policy issues that were discussed in the 113th Congress to deal with these issues.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: November 4, 2009
Creator: Schnepf, Randy & Richardson, Joe
Description: The heightened commodity price volatility of 2008 and the subsequent acceleration in U.S. food price inflation raised concerns and generated many questions about farm and food price movements by Members of Congress and their constituents. This report responds to those concerns by addressing the nature and measurement of retail food price inflation.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: September 13, 2013
Creator: Schnepf, Randy
Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: April 14, 2011
Creator: Schnepf, Randy & Richardson, Joe
Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Contributing Partner: UNT Libraries Government Documents Department
The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?

The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?

Date: June 12, 2013
Creator: Whittaker, Julie M.
Description: Report that provides technical and logistical information on how the Chained Consumer Price Index for all Urban Consumers (C-CPI-U) is constructed and reported by the U.S. Bureau of Labor Statistics (BLS). It explains methodological and statistical differences between the standard Consumer Price Index (CPI) and the C-CPI-U. It then addresses a key impediment to moving to the C-CPI-U.
Contributing Partner: UNT Libraries Government Documents Department
Discriminatory Pricing and the Robinson- Patman Act: Brief Background and Analysis

Discriminatory Pricing and the Robinson- Patman Act: Brief Background and Analysis

Date: January 16, 2009
Creator: Rubin, Janice E.
Description: This report discusses the Robinson-Patman (R-P) Act, which makes it unlawful, with certain exceptions, to knowingly sell goods "in commerce," for use or sale within the United States, at differing prices to contemporaneous buyers of those goods.
Contributing Partner: UNT Libraries Government Documents Department