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 Collection: Congressional Research Service Reports
Class Actions and Proposed Reform in the 107th Congress: Class Action Fairness Act of 2002

Class Actions and Proposed Reform in the 107th Congress: Class Action Fairness Act of 2002

Date: March 12, 2002
Creator: Wallace, Paul Starett, Jr
Description: This report discusses the Class Action Fairness Act of 2002. The bill reflects a preference for class actions to be adjudicated in federal courts and would enlarge U.S. district courts original jurisdiction over class actions with claims aggregating $2,000,000 or more (even if each of the members of the class had not sustained damages in excess of $75,000 as is now required).
Contributing Partner: UNT Libraries Government Documents Department
Class Actions and Proposed Reform in the 108th Congress: Class Action Fairness Act of 2003

Class Actions and Proposed Reform in the 108th Congress: Class Action Fairness Act of 2003

Date: June 23, 2003
Creator: Wallace, Paul Starett, Jr
Description: The report discusses the consumer class action bill of rights in each proposal contains safeguards which provide for judicial scrutiny of coupon and other non-cash settlements, protection against a proposed settlement that would result in a net loss to a class member, protection against discrimination based upon geographic location, and prohibition on a class representative receiving a greater share of the award.
Contributing Partner: UNT Libraries Government Documents Department
Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence

Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence

Date: July 30, 2002
Creator: Jeweler, Robin
Description: This report examines two provisions in the Conference Report on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2002, H.R. 107-617, 107th Cong., 2d Sess. (2002): the homestead exemption and dischargeability of liability for abortion clinic violence.
Contributing Partner: UNT Libraries Government Documents Department
Compensating Farmers for the Tobacco Settlement

Compensating Farmers for the Tobacco Settlement

Date: July 6, 1998
Creator: Womach, Jasper
Description: The legislative proposals designed to reduce smoking, primarily by teenagers, are likely to have negative economic consequences for tobacco growers and tobacco-dependent communities. This report discusses the possibility of some kind of compensation to farmers as part of the settlement package legislation.
Contributing Partner: UNT Libraries Government Documents Department
Consumer and Credit Reporting, Scoring, and Related Policy Issues

Consumer and Credit Reporting, Scoring, and Related Policy Issues

Date: July 30, 2015
Creator: Getter, Darryl E.
Description: This report provides background information on the consumer data industry and various specialty areas. One prominent specialty area--consumer scoring--is explained and includes information about various factors used to calculate credit scores. It provides a general description of the current regulatory framework of the consumer data industry. Finally, this report discusses selected policy issues pertaining to credit scoring and proposed modifications that may result in expanded consumer protection and credit access.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy and Household Debt

Consumer Bankruptcy and Household Debt

Date: February 8, 2002
Creator: Jickling, Mark
Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy and Household Debt

Consumer Bankruptcy and Household Debt

Date: September 6, 2002
Creator: Jickling, Mark
Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy and Household Debt

Consumer Bankruptcy and Household Debt

Date: February 27, 2003
Creator: Jickling, Mark
Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy and Household Debt

Consumer Bankruptcy and Household Debt

Date: May 14, 2003
Creator: Jickling, Mark
Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy and Household Debt

Consumer Bankruptcy and Household Debt

Date: August 19, 2003
Creator: Jickling, Mark
Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Bankruptcy Reform: Proposals Before the 105th Congress

Consumer Bankruptcy Reform: Proposals Before the 105th Congress

Date: March 20, 1998
Creator: Jeweler, Robin
Description: This report examines current consumer bankruptcy practice and the proposals set forth in the reform bills. Also considered are the legislative history of the current consumer bankruptcy scheme, and topics likely to be debated as Congress proceeds to consider consumer bankruptcy reform.
Contributing Partner: UNT Libraries Government Documents Department
The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Date: January 14, 2014
Creator: Carpenter, David H.
Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Contributing Partner: UNT Libraries Government Documents Department
The Consumer Price Index: An Overview

The Consumer Price Index: An Overview

Date: December 14, 1979
Creator: Esenwein, Gregg A & Molefsky, Barry
Description: The consumer price index is probably the most widely used measure of inflation. Changes i n the index affect the incomes of a substantial portion of the U.S. population. This report provides background information on the history and concepts of the index. In addition, several factors which may produce biases in the index are analyzed. The objective is to provide an introduction to the CPI f o r the policy maker who wishes to acquire a working knowledge of the concept as an aid in examining economic policy alternatives.
Contributing Partner: UNT Libraries Government Documents Department
The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

Date: November 5, 2013
Creator: Murrill, Brandon J.
Description: This report examines the Consumer Product Safety Commission's (CPSC) role in regulating U.S. imported and exported consumer products. It also examines some of the international obligations that the United States has undertaken with respect to the promulgation of standards-related measures, such as mandatory consumer product safety regulations.
Contributing Partner: UNT Libraries Government Documents Department
Consumer Proposals in the Bankruptcy Reform Act of 1998: H.R. 3150, 105th Congress, 2d Session (1998)

Consumer Proposals in the Bankruptcy Reform Act of 1998: H.R. 3150, 105th Congress, 2d Session (1998)

Date: June 1, 1998
Creator: Jeweler, Robin
Description: This report considers the legislative history of the current consumer bankruptcy scheme. It examines current consumer bankruptcy practice and surveys the consumer proposals set forth in Title I of H.R. 3150, with an emphasis on the likely impact of the bill on family support obligations.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: November 4, 2009
Creator: Schnepf, Randy & Richardson, Joe
Description: The heightened commodity price volatility of 2008 and the subsequent acceleration in U.S. food price inflation raised concerns and generated many questions about farm and food price movements by Members of Congress and their constituents. This report responds to those concerns by addressing the nature and measurement of retail food price inflation.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: September 13, 2013
Creator: Schnepf, Randy
Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Contributing Partner: UNT Libraries Government Documents Department
Consumers and Food Price Inflation

Consumers and Food Price Inflation

Date: April 14, 2011
Creator: Schnepf, Randy & Richardson, Joe
Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Contributing Partner: UNT Libraries Government Documents Department
Copyright Law: Digital Rights Management Legislation

Copyright Law: Digital Rights Management Legislation

Date: October 1, 2004
Creator: Jeweler, Robin
Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders.
Contributing Partner: UNT Libraries Government Documents Department
Copyright Law: Digital Rights Management Legislation

Copyright Law: Digital Rights Management Legislation

Date: August 2, 2004
Creator: Jeweler, Robin
Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders.
Contributing Partner: UNT Libraries Government Documents Department
Copyright Law: Digital Rights Management Legislation

Copyright Law: Digital Rights Management Legislation

Date: May 28, 2004
Creator: Jeweler, Robin
Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders.
Contributing Partner: UNT Libraries Government Documents Department
Copyright Law: Digital Rights Management Legislation

Copyright Law: Digital Rights Management Legislation

Date: December 18, 2003
Creator: Jeweler, Robin
Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital copyright infringement and educating the public about the rights of copyright holders.
Contributing Partner: UNT Libraries Government Documents Department
Copyright Law: Digital Rights Management Legislation in the 107th and 108th Congresses

Copyright Law: Digital Rights Management Legislation in the 107th and 108th Congresses

Date: January 5, 2005
Creator: Jeweler, Robin
Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th and 108th Congresses. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders.
Contributing Partner: UNT Libraries Government Documents Department
The Cost of Prescription Drugs for the Uninsured Elderly and Legislative Approaches

The Cost of Prescription Drugs for the Uninsured Elderly and Legislative Approaches

Date: January 16, 2001
Creator: Transportation and Industry Analysis Section
Description: The purpose of this report is to explain why many of those who are least able to afford high drug costs are those who are most frequently charged the most. This report describes the basic economic theory underlying price differentiation and, in the context of the pharmaceutical market, analyzes the role and behavior of pharmacy benefit managers (PBMs), pharmaceutical manufacturers, and retail pharmacies, respectively. It also looks at a number of the criticisms that have been made of the practice of differential pricing. Finally, this report discusses various policy approaches aimed at assisting the elderly to purchase prescription drugs.
Contributing Partner: UNT Libraries Government Documents Department