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 Collection: Congressional Research Service Reports
The Defense Production Act of 1950: History, Authorities, and Reauthorization
This report examines some of the history of the Defense Production Act of 1950 (DPA), focusing primarily on its creation and most recent legislative reauthorization. It also discusses the foremost active authorities of the DPA. digital.library.unt.edu/ark:/67531/metadc332993/
The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues
This report examines the Consumer Product Safety Commission's (CPSC) role in regulating U.S. imported and exported consumer products. It also examines some of the international obligations that the United States has undertaken with respect to the promulgation of standards-related measures, such as mandatory consumer product safety regulations. digital.library.unt.edu/ark:/67531/metadc267878/
Financial Market Turmoil and U.S. Macroeconomic Performance
Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses. digital.library.unt.edu/ark:/67531/metadc26126/
Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003
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Tobacco Master Settlement Agreement (1998): Overview, Implementation by States, and Congressional Issues
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The Tobacco Settlement: Issues
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The Proposed Tobacco Settlement: Effects on Prices, Smoking Behavior, and Income Distribution
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The Tobacco Settlement: An Overview
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The Proposed Tobacco Settlement: Who Pays for the Health Costs of Smoking?
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Federal Advertising Law: An Overview
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Identity Theft: The Internet Connection
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Telemarketing: Dealing With Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5520/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs5519/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs3487/
Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
No Description digital.library.unt.edu/ark:/67531/metacrs3486/
Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4076/
Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4075/
Ecstasy: Legislative Proposals in the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs4073/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2339/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2338/
Ecstasy: Actions of the 107th Congress to Control MDMA
Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin. digital.library.unt.edu/ark:/67531/metacrs2337/
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies
This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort. digital.library.unt.edu/ark:/67531/metadc103103/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2824/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4667/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4666/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4665/
Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs2825/
Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Violations of Laws Relating to the Provision of "Lawful Goods and Services"
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Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence
This report examines two provisions in the Conference Report on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2002, H.R. 107-617, 107th Cong., 2d Sess. (2002): the homestead exemption and dischargeability of liability for abortion clinic violence. digital.library.unt.edu/ark:/67531/metacrs2847/
The Consumer Financial Protection Bureau (CFPB): A Legal Analysis
This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding. digital.library.unt.edu/ark:/67531/metadc276920/
Spyware: Background and Policy Issues for Congress
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The Consumer Price Index: An Overview
The consumer price index is probably the most widely used measure of inflation. Changes i n the index affect the incomes of a substantial portion of the U.S. population. This report provides background information on the history and concepts of the index. In addition, several factors which may produce biases in the index are analyzed. The objective is to provide an introduction to the CPI f o r the policy maker who wishes to acquire a working knowledge of the concept as an aid in examining economic policy alternatives. digital.library.unt.edu/ark:/67531/metacrs8856/
Spyware: Background and Policy Issues for Congress
The term "spyware" is not well defined. Generally, it is used to refer to any software that is downloaded onto a person's computer without their knowledge. Spyware may collect information about a computer user's activities and transmit their information to someone else. Most spyware is installed surreptitiously, and most users are therefore unaware that spyware exists on their computers. A central point of the spyware debate in Congress is whether new laws are needed, or if industry self-regulation, coupled with enforcement actions under existing laws, such as the Trade Commission Act, is sufficient. digital.library.unt.edu/ark:/67531/metacrs10401/
Prescription Drugs: Importation for Personal Use
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Importing Prescription Drugs: Objectives, Options, and Outlook
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Importing Prescription Drugs
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Importing Prescription Drugs
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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