Industrial Loan Companies (ILCs), are state-chartered and state-regulated depository institutions whose deposits the Federal Deposit Insurance Corporation (FDIC) may insure. This report addresses the controversy over expansion of ILCs by line of business and by branching across the nation as follows, providing: (1) a historical overview of the U.S. separation of banking and commerce; (2) information on ILCs and their regulation; and (3) identifying and analyzing relevant legislation in Congress.
This report discusses about energy tax policy. U.S energy tax policy promoted the supply of oil and gas but witnessed significant cutback, imposition of new excise taxes on oil and introduction of numerous tax preferences for energy conservation.
President Bush has highlighted Social Security reform as a top priority during his second term. The President has not presented a detailed plan for reform. Rather, he has put forth guidelines for Congress to consider in the development of legislation to create personal accounts within a program in need of “wise and effective reform.” The President has acknowledged that other changes would be needed to address the system’s projected long-range funding shortfall. In recent years, reform ideas have ranged from relatively minor changes to the current pay-as-you-go social insurance system to a redesigned program based on personal savings and investments modeled after IRAs and 401(k)s.
Concerns over financing federal elections have become a seemingly perennial aspect of our political system, long centered on the enduring issues of high campaign costs and reliance on interest groups for needed campaign funds. This report discusses campaign finance practices, enduring issues and today’s paramount issues. In addition it presents the Legislative Action in the 108th and 109th Congress, as well as the Congressional efforts to close perceived loopholes in Federal Election Law.
This report traces the evolution of the NFIP and provides background information on the program and also discusses the problem of repetitively flooded properties and the mitigation program administered by FEMA.
This report discusses the history and current status of federal student loan programs. Specifically, the report focuses on the Federal Family Education Loan (FFEL) and the William D. Ford Direct Loan (DL). Moreover, the report highlights differences in the two programs such as that the FFEL is financed by private lenders, while the DL is financed by the federal government.
This report addresses the concerns over financing federal elections campaign in the aspect of the political system. It discusses campaign finance practices and related issues.
This report includes information regarding policies and proposals pertaining to gasoline prices. Options for policy, CAFE, and ANWR are among topics discussed in this report.
This report details the CAFE standards( Corporate Average Fuel Economy) related to Automobile and Light Truck fuel economy, and its recent developments.
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