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National Security Letters in Foreign Intelligence Investigations: Legal Background and Recent Amendments
This report discusses the National Security Letters (NSLs), which seek customer and consumer transaction information in national security investigations from communications providers, financial institutions, and credit agencies.
Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126
This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation.
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