401(k) Plans and Retirement Savings: Issues for Congress

Description:

Over the past 25 years, defined contribution (DC) plans - including 401(k) plans - have become
the most prevalent form of employer-sponsored retirement plan in the United States. This report describes seven major policy issues with respect to defined contribution plans: 1) access to employer-sponsored retirement plans; 2) participation in employer-sponsored plans; 3) contribution rates; 4) investment choices; 5) fee disclosure; 6) leakage from retirement savings; and 7) converting retirement savings into income.

Creator(s):
Creation Date: July 14, 2009
Partner(s):
UNT Libraries Government Documents Department
Collection(s):
Congressional Research Service Reports
Usage:
Total Uses: 194
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Creator (Author):
Purcell, Patrick

Specialist in Income Security

Creator (Author):
Topoleski, John J.

Analyst in Income Security

Publisher Info:
Place of Publication: Washington, D.C.
Date(s):
  • Creation: July 14, 2009
Description:

Over the past 25 years, defined contribution (DC) plans - including 401(k) plans - have become
the most prevalent form of employer-sponsored retirement plan in the United States. This report describes seven major policy issues with respect to defined contribution plans: 1) access to employer-sponsored retirement plans; 2) participation in employer-sponsored plans; 3) contribution rates; 4) investment choices; 5) fee disclosure; 6) leakage from retirement savings; and 7) converting retirement savings into income.

Physical Description:

28 pages.

Language(s):
Subject(s):
Partner:
UNT Libraries Government Documents Department
Collection:
Congressional Research Service Reports
Identifier:
Resource Type: Report
Format: Text